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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Jul 31, 2026·23 days on market·Recent sales in Jacksonville

13017 Sunset Lake Drive

Jacksonville, FL 32258

$210,000sold priceListed at $225,000 · 93.3% of asking$158/sqftMLS# 2152042
2
Beds
2.5
Baths
1,327
Sq Ft
2006
Built
—
Garage
No
Pool
FEMA Zone XHOA $240/mo1,307 sqft lotTownhouse2 stories

About this home

Jacksonville

Are you looking for a townhouse with great amenities and low maintenance living? Look no further. This 2 bedroom, 2.5 bathroom townhouse with a loft and screened patio is ready for its new owner. The interior has been freshly painted, giving the home a clean and updated feel. The loft provides extra space for an office, playroom, workout area, or second living room. The washer and dryer are included, making this home truly move in ready. Located in the gated Summerlin community at Bartram Park, residents enjoy access to a community pool, clubhouse, and fitness center. Conveniently located near I 95, shopping, dining, and everyday conveniences. Whether you're a first time homebuyer, downsizing, or looking for an investment property, this home is one you won't want to miss.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,163
Property taxesest. at asking price, Duval County$343
HOAbilled monthly$240
Estimated total, before insurance$1,746/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,362/yr · $197/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$210,000
$42,000
Loan Term
Monthly Payment
$1,163
Principal & Interest: $1,163
Property taxes (est.): $343
Insurance (est.): $140
Estimated Total Monthly
$1,646
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,664 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$194,920$85,162—
2024$206,163$82,055▲ $10,443
2023$203,280$78,209▲ $37,923
2022$159,748$74,475▼ $5,472
2021$130,170$70,850—
2020$125,069$69,182▲ $6,085

2025 property taxes (current owner): $2,362/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 1, 2026Closed$225,000
  • Jul 17, 2026Active Under Contract$225,000
  • Jun 24, 2026Listed$225,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $170/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13019 Surfside Drive, Jacksonville, FL 32258Listed by LOKATIONSep 2026$230,000$1732/2.51,327900
13061 Shallowater Road, Jacksonville, FL 32258Listed by HERRON REAL ESTATE LLCAug 2026$205,030$1552/2.51,327610.1
13344 Ocean Mist Drive, Jacksonville, FL 32258Listed by RE/MAX SPECIALISTS PVSep 2026$259,900$1762/2.51,480410.2
13491 Essence Court, Jacksonville, FL 32258Listed by EXIT 1 STOP REALTYSep 2026$250,000$1682/2.51,4871470.2
13500 Sunstone Street, Jacksonville, FL 32258Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$285,500$1912/2.51,4961920.3
6613 Shaded Rock Court, Jacksonville, FL 32258Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$220,000$1532/21,438730.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$225,000
Price / Sq Ft$170
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,327
Total Structure Area1,327 sq ft
Acres0.03 acres
Year Built2006
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address13017 Sunset Lake Drive, Jacksonville, FL 32258
Area015-Bartram
SubdivisionSumerlin
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size1,306.8 sq ft
Parcel Number1587674928

Amenities

AmenitiesPool, Barbecue, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Trash
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOn Street

Interior

Interior FeaturesEntrance Foyer, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryLower Level
SecurityKey Card Entry, Security Gate
Spa FeaturesCommunity

Exterior

Patio / PorchPorch, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedJune 24, 2026
Days on Market23
HOA Fees$239.95 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Pest Control, Trash
Tax Amount$2,362.02
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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