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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a gated community home in Jacksonville.

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Pending

Pending·213 days on market

13500 Sunstone Street

Jacksonville, FL 32258

$295,000$197/sqftEst. $1,515/moMLS# 2125920
2
Beds
2
Baths
1,496
Sq Ft
2005
Built
1
Garage
No
Pool

About this home

Jacksonville

Discover effortless living in this beautifully renovated end-unit 2BR/2.5BA townhome with a 1-car garage, located in the gated community of Emerald Preserve at Bartram Park. This light-filled home offers an open-concept layout ideal for everyday living and entertaining. The 1st floor features elegant tile flooring, while the upstairs showcases wood and tile flooring. The chef-inspired kitchen includes 42-inch maple cabinets with updated hardware, quartz countertops, stainless steel appliances, and a breakfast bar opening to the dining and living areas. The living room features a built-in entertainment center and bookcases, and the flex room offers custom cabinetry with a built-in desk--perfect for a home office. Upstairs, spacious owner's suite includes a custom walk-in closet and an updated private bath with quartz countertops. A versatile loft and updated guest bath add flexibility. Enjoy serene nature preserve views from the screened lanai and patio, offering privacy on two sides.

Cost to own

Mortgage calculator

$295,000
$59,000
Loan Term
Monthly Payment
$1,515
Principal & Interest: $1,515
Property taxes (est.): $482
Insurance (est.): $197
Estimated Total Monthly
$2,193
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,515
Property taxesest. at asking price, Duval County$482
HOAbilled monthly$295
Estimated total, before insurance$2,292/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,556 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 31, 2026Pending$295,000
  • Jan 20, 2026Listed$295,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$295,000
Price / Sq Ft$197
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,496
Total Structure Area1,880 sq ft
Year Built2005
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusPending
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address13500 Sunstone Street, Jacksonville, FL 32258
Area015-Bartram
SubdivisionEmerald Preserve
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Parcel Number1587673488
ZoningMulti Family

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage Door Opener, Guest
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Lot DescriptionCorner Lot, Cul-De-Sac, Many Trees, Wooded
Patio / PorchFront Porch, Patio, Screened
RoofShingle
ConstructionStone, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 20, 2026
Days on Market192
HOA Fees$295 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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