This home is in Fernandina Beach.
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Active·Listed today
3024 S Fletcher Avenue A
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Experience OCEANFRONT LIVING in this BEAUTIFULLY UPDATED 3 BEDROOM, 3 BATHROOM townhome, centrally located on South Fletcher Avenue! Offering over 1,800 square feet of thoughtfully designed living space, this exceptional residence is ideal as a full-time home, vacation retreat, or investment property! The open-concept floor plan is designed to maximize the stunning Atlantic views while creating inviting spaces for everyday living and entertaining. The beautifully updated kitchen features marble countertops, a beverage cooler, and ample cabinetry, which flows perfectly into the dining and living areas. The spacious upstairs primary suite is a private retreat, complete with breathtaking ocean views that make every sunrise extra special! Two additional bedrooms and three full bathrooms provide comfortable accommodations for family and friends. Step outside and enjoy the coastal lifestyle you've been dreaming of with a private boardwalk leading directly to the beach. After a day on the
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $12,710/yr
Estimated taxes if purchased at asking price: ~$23,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 502 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1994)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,792 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 9, 2026Listed$1,395,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SUMMER HOUSE REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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