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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach.

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Sold

Sold·Closed Jun 2, 2026·16 days on market·Recent sales in Amelia Island

1419 Coastal Oaks Drive

Fernandina Beach, FL 32034

$589,000sold priceListed at $599,000 · 98.3% of asking$321/sqftMLS# 2140321
3
Beds
2.5
Baths
1,836
Sq Ft
2018
Built
2
Garage
No
Pool
HOA $300/mo3,049 sqft lotTownhouse2 stories

About this home

Fernandina Beach

Pristine and impeccably maintained, this exceptional Coastal Cottages townhome is ready for its next owner. A charming front paver porch sets the tone, complemented by a private side paver porch designed for quiet moments or relaxed entertaining, complete with a dedicated natural gas line for outdoor dining. This beautifully appointed 3 bedroom, 2.5 bath residence offers 1,836 square feet of coastal living on Amelia Island. The thoughtfully designed floor plan features primary living on the main level, with two additional bedrooms, a full bath, and a versatile loft upstairs ideal for a family room, office, or fitness space. Soaring ceilings, 8 foot doors, and abundant natural light enhance the open concept design. The kitchen is both stylish and functional, featuring granite countertops, a spacious island, natural gas cooktop, new dishwasher, and a seamless flow into the dining area. 2 car garage w/new epoxy floor. Short golfcart ride to the beach and downtown.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,262
Property taxesest. at asking price, Nassau County$813
HOAbilled monthly$300
Estimated total, before insurance$4,376/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,166/yr · $764/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$589,000
$117,800
Loan Term
Monthly Payment
$3,262
Principal & Interest: $3,262
Property taxes (est.): $813
Insurance (est.): $393
Estimated Total Monthly
$4,468
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$552,664$485,500—
2024$456,923$441,364—
2023$438,661$401,240—
2022$364,764$364,764—
2021$285,697$285,697—
2020$274,350$274,350—

2025 property taxes (current owner): $9,166/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 22, 2026Closed$599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $744/sq ft; this home is listed at $326/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3024 S Fletcher Avenue A, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYAug 2026$1,350,000$7443/31,81472

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,000
Price / Sq Ft$326
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,836
Acres0.07 acres
Year Built2018
TypeResidential
Sub-TypeTownhouse
StyleOther
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1419 Coastal Oaks Drive, Fernandina Beach, FL 32034
Area440-Fernandina Beach Downtown-South
SubdivisionCoastal Oaks at Fernandina Beach
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size3,049.2 sq ft
Parcel Number000031161200050000

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories2
LevelsTwo

Additional Information

Date ListedApril 16, 2026
Days on Market16
HOA Fees$300 / Monthly
HOA FrequencyMonthly
Tax Amount$9,165.6
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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