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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a waterfront home in Nassau County.

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Sold

Sold·Closed May 30, 2025·274 days on market·Recent sales in Amelia Island

1132 Natures Walk Court A

Fernandina Beach, FL 32034

$445,000sold priceListed at $450,000 · 98.9% of asking$283/sqftMLS# 2029406
3
Beds
2.5
Baths
1,572
Sq Ft
1990
Built
2
Garage
No
Pool
HOA $13/mo16,988 sqft lotWaterfrontTownhouse2 stories

About this home

Fernandina Beach

Welcome to your dream townhome nestled in the heart of Amelia Island, Florida, where coastal charm meets modern elegance! This partially renovated residence offers a picturesque blend of comfort, sophistication, and natural beauty. Step inside to discover the inviting warmth of shiplap siding adorning the fireplace, creating a cozy focal point in the living room. The galley kitchen boasts sleek quartz countertops, perfect for culinary adventures, while the porcelain tile floors throughout the living, dining and kitchen areas exude both style and durability. Escape to tranquility in the primary bedroom, conveniently located downstairs and adorned with a charming barn door for added character. As you wake up to the gentle rustle of the nearby pond, imagine starting your day with serene views of ducks, geese, turtles, and other enchanting wildlife right from your window. Entertain guests or simply unwind on the expansive two-level rear deck, where the mesmerizing vista of the community

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,465
Property taxesest. at asking price, Nassau County$614
HOAbilled annually$13
Estimated total, before insurance$3,093/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$445,000
$89,000
Loan Term
Monthly Payment
$2,465
Principal & Interest: $2,465
Property taxes (est.): $614
Insurance (est.): $297
Estimated Total Monthly
$3,376
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,752 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $5,157/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $321/sq ft; this home is listed at $286/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2036 Natures Lane B, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSDec 2025$460,000$2964/2.51,553400.1
1004 Natures Walk Drive A, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYJun 2025$415,000$3242/21,280210.1
1419 Coastal Oaks Drive, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$589,000$3213/2.51,836160.3
1601 Nectarine Street I5, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSMay 2026$360,000$3023/21,1931710.3
1560 Nectarine Street, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSJun 2025$609,000$3323/2.51,8362300.3
2152 Daylily Lane, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYSep 2025$455,000$2652/2.51,718161.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$286
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,572
Acres0.39 acres
Year Built1990
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address1132 Natures Walk Court A, Fernandina Beach, FL 32034
Area440-Fernandina Beach Downtown-South
SubdivisionNatures Walk
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size16,988.4 sq ft
Lot Dimensions22'x219'x102'x206'
Parcel Number000031147L016A0000

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Lot DescriptionCul-De-Sac, Irregular Lot
Patio / PorchDeck
RoofShingle
ConstructionFrame
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedDecember 31, 2024
Days on Market274
HOA Fees$160 / Annually
HOA FrequencyAnnually
Tax Amount$5,157.48
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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