This home is in Jacksonville.

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Active

Active·1 day on market

10476 Spotted Fawn Lane

Jacksonville, FL 32257

$469,000$248/sqftEst. $2,496/moMLS# 2154553

Beds

Baths

1,891

Sq Ft

1990

Built

Garage

Yes

Pool

About this home

Jacksonville

0.7 mi to Losco Regional Park • Screened pool • .33-acre cul-de-sac lot • 3D tour + floor plan. 3-bedroom, 2-bath Mandarin home in Mallard Cove with 1,891 sq ft and a flexible extra room for an office, home gym, playroom, hobby room, or media space. The floor plan offers separate living and dining areas, a central kitchen, split bedrooms, and interior laundry for everyday function. The primary suite includes a walk-in closet and private bath, while the secondary bedrooms are positioned near the full guest bath. Outdoor living features a screened-in pool, pool deck, and backyard space on a large cul-de-sac lot. Located near Hood Rd S, Losco Rd, Old St. Augustine Rd, and I-295, with nearby access to Mandarin shopping, grocery, dining, parks, Julington Creek, and St. Johns River area conveniences. Includes 3D walkthrough and floor plan so buyers can preview the layout before touring.

Cost to own

Mortgage calculator

Home Price

$469,000

Down Payment: 20%

$93,800

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,496

Principal & Interest: $2,496

Est. Taxes & Insurance: $624

Estimated Total Monthly

$3,120

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,496

Property taxesest. at asking price, Duval County$766

HOAbilled annually$16

Estimated total, before insurance$3,278/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$338,855	$322,624	▼ $3,930
2023	$353,446	$293,295	—
2022	$344,773	$266,632	—
2021	$242,393	$242,393	—
2020	$227,140	$227,140	—

2025 property taxes (current owner): $6,534/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,364 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 9, 2026Listed$469,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$469,000

Price / Sq Ft$248

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,891

Acres0.33 acres

Year Built1990

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Pool Sweep, Screen Enclosure

Is WaterfrontNo

School Information

ElementaryMandarin Oaks

MiddleMandarin

HighMandarin

Community Information

Address10476 Spotted Fawn Lane, Jacksonville, FL 32257

Area013-Beauclerc/Mandarin North

SubdivisionMallard Cove

CityJacksonville

CountyDuval

StateFL

Zip Code32257

Lot Size14,374.8 sq ft

Parcel Number1556431420

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s)

AppliancesElectric Oven, Electric Range, Microwave

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne