Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Seven Pines, Jacksonville — a new construction home in Jacksonville.

1 / 29

Active

Active·178 days on market·Seven Pines

5909 Canopy Row Street

Jacksonville, FL 32224

$1,040,965$383/sqftEst. $5,352/moMLS# 2133222

Beds

Baths

2,720

Sq Ft

2026

Built

Garage

Pool

About this home

Seven Pines

Welcome to the Costa Mesa - a spacious, open-concept design that's perfect for both relaxation and entertaining. Imagine stepping into a stunning 2,565 square foot home, where every detail is crafted to enhance your lifestyle.

Cost to own

Mortgage calculator

Home Price

$1,040,965

Down Payment: 20%

$208,193

Interest Rate: 6.66%

Loan Term

Monthly Payment

$5,352

Principal & Interest: $5,352

Property taxes (est.): $1,700

Insurance (est.): $694

Estimated Total Monthly

$7,745

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$5,352

Property taxesest. at asking price, Duval County$1,700

HOAbilled annually$8

Estimated total, before insurance$7,060/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Mar 5, 2026Listed$1,040,965

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,040,965

Price / Sq Ft$383

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,720

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryTwin Lakes Academy

MiddleTwin Lakes Academy

Community Information

Address5909 Canopy Row Street, Jacksonville, FL 32224

Area027-Intracoastal West-South Of Jt Butler Blvd

SubdivisionSeven Pines

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Parcel Number0000000000

Amenities

AmenitiesClubhouse, Jogging Path, Pickleball

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Not Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop, Microwave, Tankless Water Heater

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1