This home is in Wingfield Glen, St. Augustine.

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Active

Active·Listed today·Wingfield Glen

817 Esquire Lane

St. Augustine, FL 32092

$499,000$197/sqftEst. $2,544/moMLS# 2154415

Beds

Baths

2,538

Sq Ft

2005

Built

Garage

Yes

Pool

About this home

Wingfield Glen

Clear your calendar & tour this move-in-ready home nestled on a quiet cul-de-sac in a desirable neighborhood! Offering an appealing split-bedroom floor plan, designer touches including board & batten accents, & a spacious 3-car garage. Just imagine cooling off in your sparkling pool & entertaining in your updated kitchen with brand-new stainless steel appliances & granite countertops. The owner's suite is a true retreat, complete with a tray ceiling, two generous walk-in closets, & a luxurious ensuite bath featuring dual granite vanities, a relaxing garden tub, & a separate shower. The office/flex room could be a potential 5th bedroom & the new AC & newer roof also give peace of mind. Located in the highly acclaimed St. Johns Co. school district, this exceptional home also offers convenient access to I-95, State Road 9B, & shopping/dining destinations in the Durbin & Beachwalk areas. Come see... it's ready for you to move in & make memories!

Cost to own

Mortgage calculator

Home Price

$499,000

Down Payment: 20%

$99,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,544

Principal & Interest: $2,544

Property taxes (est.): $664

Insurance (est.): $333

Estimated Total Monthly

$3,541

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,544

Property taxesest. at asking price, St. Johns County$664

HOAbilled annually$40

Estimated total, before insurance$3,249/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,035/yr · $420/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $516,000 in June 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2024	$385,907	$335,907	—
2023	$400,803	$333,988	—
2022	$387,654	$196,939	—
2021	$265,938	$189,747	—
2020	$236,437	$186,437	—

2025 property taxes (current owner): $5,035/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,680 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 24, 2026Active$499,000
Jul 7, 2026Listed$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$499,000

Price / Sq Ft$197

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,538

Acres0.25 acres

Year Built2005

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesAbove Ground

Is WaterfrontNo

Community Information

Address817 Esquire Lane, St. Augustine, FL 32092

Area304- 210 South

SubdivisionWingfield Glen

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size10,890 sq ft

Parcel Number0264461040

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringLaminate

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySecurity System Owned, Smoke Detector(s)