This home is in Wingfield Glen, St. Augustine.

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Active

Active·45 days on market·Wingfield Glen

164 Prince Phillip Drive

St. Augustine, FL 32092

$475,000$164/sqftEst. $2,414/moMLS# 2148644

Beds

Baths

2,895

Sq Ft

2003

Built

Garage

Pool

About this home

Wingfield Glen

PRICE REDUCED! This stunning 2,895sq ft residence offers the perfect blend of comfort, style, and functionality. Situated on a desirable corner lot with a fully fenced backyard, it provides both privacy and room to play, entertain, or unwind. Step inside to find formal living and dining rooms ideal for gatherings, along with a bright eat in kitchen that flows seamlessly into the cozy family room with a gas log fireplace. A versatile flex space/office adds even more convenience--perfect for remote work, hobbies, or a quiet retreat. The Owner's Suite is a true sanctuary, featuring a beautiful tray ceiling and a spa like bathroom designed for relaxation. Three additional bedrooms offer generous space for family or guests. Major updates bring peace of mind, including a roof & HVAC system that are only two years old. The exterior of this home has also been refreshed with new paint. This thoughtful layout, modern updates, and prime location, this home is ready to welcome its new owners

Cost to own

Mortgage calculator

Home Price

$475,000

Down Payment: 20%

$95,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,414

Principal & Interest: $2,414

Est. Taxes & Insurance: $604

Estimated Total Monthly

$3,018

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,414

Property taxesest. at asking price, St. Johns County$632

HOAbilled annually$38

Estimated total, before insurance$3,084/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$387,400	$159,724	—
2024	$386,112	$154,515	—
2023	$408,340	$148,558	—
2022	$388,808	$142,775	—
2021	$262,245	$137,160	—
2020	$233,254	$134,576	—

2025 property taxes (current owner): $2,647/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 19, 2026Price change$475,000−$5,000
Jun 4, 2026Listed$480,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$475,000

Price / Sq Ft$164

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,895

Acres0.19 acres

Year Built2003

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

School Information

ElementaryLiberty Pines Academy

HighBeachside

Community Information

Address164 Prince Phillip Drive, St. Augustine, FL 32092

Area304- 210 South

SubdivisionWingfield Glen

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size8,276.4 sq ft

Parcel Number0264461300

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewOther

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer

HeatingCentral, Heat Pump

CoolingCentral Air, Electric, Multi Units

FlooringCarpet, Laminate, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

SecuritySmoke Detector(s)