This home is in Beach Homesites, Jacksonville Beach — a home near Duncan U. Fletcher High School.
Active Under Contract·25 days on market·Beach Homesites
942 16th Avenue N
Jacksonville Beach, FL 32250
About this home
Beach Homesites
This spacious home offers an open, flowing layout and a large, well-appointed kitchen that is perfect for everyday living and entertaining. The desirable split floor plan places the primary suite in its own private wing, featuring an ensuite bath and a generous walk-in closet. The additional bedrooms are comfortably sized and a separate laundry room with exterior access adds convenience and functionality. From 2023-2026, the home received extensive updates including a new roof, windows, doors, electrical panel, plumbing, mini split, interior/exterior paint, irrigation system, patio, and fencing. These major improvements provide low-maintenance living and peace of mind for years ahead. Outside, enjoy a fully fenced backyard ideal for pets, play, or gatherings, complete with a storage shed. A carport and double-wide driveway offer ample off-street parking. Located east of Penman Road, this home is just a short bike ride to the beach and within walking distance to local restaurants
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $525,000 in November 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $500,294 | $500,294 | — |
| 2023 | $434,743 | $228,991 | — |
| 2022 | $404,751 | $220,866 | — |
| 2021 | $320,299 | $212,977 | — |
| 2020 | $315,692 | $209,347 | — |
2025 property taxes (current owner): $9,432/yr
Estimated taxes if purchased at asking price: ~$13,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle, Other — year not disclosed (home built 1959)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,792 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 23, 2026Active Under Contract$679,000
- Jul 19, 2026Active$679,000
- Jul 17, 2026Pending$679,000
- Jul 7, 2026Listed$679,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Beach Homesites
Beach Homesites is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Beach Homesites homes for sale →Listing Courtesy of: YOUR PROPERTY REALTY LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
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