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This home is in River Oaks, Jacksonville.

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Active Under Contract

Active Under Contract·46 days on market·River Oaks

2782 Green Bay Lane

Jacksonville, FL 32207

$1,995,000$568/sqftEst. $10,246/moMLS# 2154100

Beds

Baths

3,511

Sq Ft

1937

Built

Garage

Pool

About this home

River Oaks

Stunning 1937 San Marco Square Renovation Welcome to this beautifully restored 1937 residence in the heart of San Marco Square, where timeless character meets modern luxury. Thoughtfully renovated with exceptional attention to detail, this home offers the perfect blend of historic charm and high-end finishes. Step inside to discover a warm, inviting interior where no detail has been overlooked. The chef's kitchen is a true centerpiece, featuring premium Wolf appliances, sleek quartz countertops, and custom touches designed for both everyday living and entertaining. Outdoor living is just as impressive. The meticulously curated landscaping creates a private, lush setting, while four distinct patio spaces provide endless opportunities to relax, dine, and entertain, each with its own unique charm. Located just steps from San Marco Square, you'll enjoy easy walking access to grocery stores, restaurants, and boutique retail, making this home as convenient as it is captivating

Cost to own

Mortgage calculator

Home Price

$1,995,000

Down Payment: 20%

$399,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$10,246

Principal & Interest: $10,246

Property taxes (est.): $3,258

Insurance (est.): $1,330

Estimated Total Monthly

$14,833

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$10,246

Property taxesest. at asking price, Duval County$3,258

Estimated total, before insurance$13,503/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$20,136/yr · $1,678/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,111,665	$1,111,665	▲ $81,166
2024	$1,036,668	$1,036,668	▼ $18,816
2023	$1,090,224	$1,073,609	▲ $112,701
2022	$819,065	$819,065	—
2021	$737,087	$423,117	—
2020	$766,680	$416,585	—

2025 property taxes (current owner): $20,136/yr

Estimated taxes if purchased at asking price: ~$39,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1937)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,209 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 7, 2026Active Under Contract$1,995,000
Jul 7, 2026Listed$1,995,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,995,000

Price / Sq Ft$568

Bedrooms5

Bathrooms5.50

Full Baths5

Half Baths1

Square Footage3,511

Acres0.33 acres

Year Built1937

TypeResidential

Sub-TypeSingle Family Residence

StyleOther

StatusActive Under Contract

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

MiddleSelect One

Community Information

Address2782 Green Bay Lane, Jacksonville, FL 32207

Area011-San Marco

SubdivisionRiver Oaks

CityJacksonville

CountyDuval

StateFL

Zip Code32207

Lot Size14,374.8 sq ft

Lot DimensionsFront 98 Depth 124

Parcel Number0823660000

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage, Garage Door Opener, Guest, Off Street

ViewCreek/Stream, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Water Heater, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Water Softener Owned, Wine Cooler

HeatingCentral, Electric, Hot Water

CoolingAttic Fan, Central Air, Multi Units, Split System, Zoned

FlooringTile, Wood

FireplaceYes

# of Fireplaces2

Fireplace FeaturesOther, Outside

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup

SecurityClosed Circuit Camera(s), Security Lights, Security System Owned, Smoke Detector(s)