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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in San Marco, Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Jul 14, 2026·48 days on market·Recent sales in San Marco·San Marco

1052 Holly Lane

Jacksonville, FL 32207

$1,950,000sold priceListed at $1,990,000 · 98% of asking$490/sqftMLS# 2139556
5
Beds
4.5
Baths
3,976
Sq Ft
1939
Built
2
Garage
Yes
Pool

31 more homes for sale in San Marco →Search San Marco on the map

FEMA Zone XNo HOA0.41 acresSingle Family Residence2 stories

About this home

San Marco

This 1939 San Marco residence has been transformed through a comprehensive renovation that thoughtfully elevates its modern livability while preserving the architectural character that makes it and the quaint neighborhood unforgettable. Original details: coffered ceilings, graceful arches, curated built-ins, and a classic fireplace remain, now complemented by a reimagined layout designed for the way we live today. Generous living spaces flow effortlessly, with abundant storage and refined finishes throughout. At the center, a true chef's kitchen anchors the home, featuring a natural gas 6-burner cooktop, 48-inch double oven, dual sinks, and a spacious walk-in pantry, both functional and beautiful. The main level offers a rare blend of flexibility and comfort, with an office/Sunroom, en-suite guest bedroom, formal dining, family room, laundry, and powder bath. Upstairs, the primary suite provides a serene retreat, joined by three additional bedrooms

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$10,801
Property taxesest. at asking price, Duval County$3,184
Estimated total, before insurance$13,985/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,872/yr · $989/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,950,000
$390,000
Loan Term
Monthly Payment
$10,801
Principal & Interest: $10,801
Property taxes (est.): $3,184
Insurance (est.): $1,300
Estimated Total Monthly
$15,285
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1939)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,711 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard and pool on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,138,382$638,345▲ $126,801
2024$1,002,778$603,869▼ $2,053
2023$1,027,295$584,825—
2022$798,512$566,335—
2021$675,376$522,768—
2020$641,631$514,860—

2025 property taxes (current owner): $11,872/yr

Estimated taxes if purchased at asking price: ~$38,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 16, 2026Closed$1,990,000
  • Jul 9, 2026Pending$1,990,000
  • Apr 12, 2026Listed$1,990,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $468/sq ft; this home is listed at $501/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2743 Green Bay Lane, Jacksonville, FL 32207Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$1,350,000$3704/3.53,6452160.1
2722 White Oak Lane, Jacksonville, FL 32207Listed by THE LEGENDS OF REAL ESTATEJun 2026$1,000,000$3313/2.53,01810.1
2782 Green Bay Lane, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$1,820,000$5185/5.53,511310.2
2527 Pineridge Road, Jacksonville, FL 32207Listed by PETRA MANAGEMENT INC.Aug 2026$1,550,000$4684/3.53,314110.2
2326 Laurel Road, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,550,000$3625/3.54,28400.2
944 Elder Lane, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$2,600,000$7384/43,52170.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,990,000
Price / Sq Ft$501
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,976
Total Structure Area4,600 sq ft
Acres0.41 acres
Year Built1939
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryHendricks Avenue
MiddleAlfred Dupont
HighTerry Parker

Community Information

Address1052 Holly Lane, Jacksonville, FL 32207
Area011-San Marco
SubdivisionSan Marco
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size17,859.6 sq ft
Lot Dimensions98X181
Parcel Number0813770000
ZoningResidential

Amenities

UtilitiesCable Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Guest Suite, In-Law Floorplan, Jack and Jill Bath, Split Bedrooms, Walk-In Closet(s)
AppliancesGas Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories2
LevelsTwo

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionHistoric Area, Many Trees
Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard
ConstructionBrick
Road FrontageCity Street

Additional Information

Date ListedApril 12, 2026
Days on Market48
Tax Amount$11,872.17
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About San Marco

San Marco is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.

View all San Marco homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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