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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cordova Palms, St. Augustine — a new construction home in St. Johns County.

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Sold

Sold·Closed Jul 6, 2026·0 days on market·Recent sales in Cordova Palms·Cordova Palms

196 Villanueva Trail

St. Augustine, FL 32095

$423,913sold priceListed at $423,913 · 100% of asking$228/sqftMLS# 2154088
3
Beds
2
Baths
1,862
Sq Ft
2026
Built
2
Garage
No
Pool

34 more homes for sale in Cordova Palms →Search Cordova Palms on the map

HOA $83/moSingle Family Residence1 storyNew construction

About this home

Cordova Palms

* Sample Photos Welcome to the Ansley floor plan, a delightful fusion of modern comfort and practical design spanning 1,862 square feet. Boasting 3 bedrooms and 2 bathrooms, including a luxurious ensuite in the primary bedroom, this layout offers a tranquil retreat for every member of the household. The open-concept living areas seamlessly flow together, creating a welcoming space for both relaxation and entertainment. With a 2-car garage providing secure parking and additional storage options, convenience is paramount in this thoughtfully crafted home. The Ansley floor plan epitomizes contemporary living, offering the perfect balance of style, functionality, and comfort for today's discerning homeowner.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,348
Property taxesest. at asking price, St. Johns County$564
HOAbilled annually$83
Estimated total, before insurance$2,995/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$423,913
$84,783
Loan Term
Monthly Payment
$2,348
Principal & Interest: $2,348
Property taxes (est.): $564
Insurance (est.): $283
Estimated Total Monthly
$3,195
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 7, 2026Listed$423,913

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $228/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
374 Villanueva Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCJul 2026$435,000$1905/32,286430
208 Villanueva Trail, St. Augustine, FL 32095Listed by OLYMPUS EXECUTIVE REALTY, INCJul 2026$437,043$1954/32,246310
443 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCSep 2026$429,990$1914/32,2481530.1
260 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCSep 2026$419,990$1924/32,1881610.1
448 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCSep 2026$410,000$1864/32,2011000.1
406 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCSep 2026$384,990$2333/21,655530.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$423,913
Price / Sq Ft$228
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,862
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryPalencia

Community Information

Address196 Villanueva Trail, St. Augustine, FL 32095
Area307-World Golf Village Area-SE
SubdivisionCordova Palms
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0725717070

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Playground, Trash
UtilitiesNatural Gas Available
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesEntrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Gas Range, Gas Water Heater, Microwave
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedJuly 7, 2026
Days on Market0
HOA Fees$1,000 / Annually
HOA FrequencyAnnually
HOA Fee IncludesPest Control
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cordova Palms

Cordova Palms is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32095.

View all Cordova Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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