This home is in Cordova Palms, St. Augustine.

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Pending

Pending·79 days on market·Cordova Palms

374 Villanueva Trail

St. Augustine, FL 32095

$459,990$201/sqftEst. $2,448/moMLS# 2142370

Beds

Baths

2,286

Sq Ft

2026

Built

Garage

Pool

About this home

Cordova Palms

Welcome to our St Augustine Community! Low CDD & HOA Fees. Amazing amenities, Clubhouse, Gym, Pool, Playground, Pickle Ball, Dog Park and so much more. Lot 724. Start Packing.... The Emory II boasts, 2286 sf. a beautifully designed home featuring 5 bedrooms, 3 full bathrooms on a Cul-De-Sac with a very long driveway! As you enter, you'll find a versatile study/bedroom, ideal for work or family gatherings. The spacious living area flows seamlessly into the modern kitchen, creating an inviting atmosphere for entertaining! Home Includes, double gas range ovens, 42'' Benton Quill upgraded kitchen cabinets w/molding, (2) glass cabinet doors, stainless steel gas push in range oven, w/microwave and vented to the exterior! Upgraded quartz kitchen countertop, the kitchen island is perfect for entertaining! Great owners' bathroom, w/a tiled walk-in shower with a glass shower door, oversized large closet! Tile in all bathroom flooring, Luxury Laminate flooring in the main areas

Cost to own

Mortgage calculator

Home Price

$459,990

Down Payment: 20%

$91,998

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,338

Principal & Interest: $2,338

Est. Taxes & Insurance: $585

Estimated Total Monthly

$2,923

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,448

Property taxesest. at asking price, St. Johns County$612

HOAbilled monthly$70

Estimated total, before insurance$3,130/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.