This home is in Beacon Lake, St. Augustine — a waterfront home in St. Johns County.
Sold·Closed Sep 1, 2026·25 days on market·Recent sales in Beacon Lake·Beacon Lake
65 Stargaze Lane
St. Augustine, FL 32095
19 more homes for sale in Beacon Lake →Search Beacon Lake on the map
About this home
Beacon Lake
Pond views, a fenced backyard, a screened lanai, and the Beacon Lake lifestyle everyone keeps trying to get into. This 3-bedroom, 2.5-bath home brings the kind of upgrades that actually make a difference. The main living space feels warm, polished, and inviting with LVP flooring, custom built-ins, and an electric fireplace that gives the room a cozy, finished look. The kitchen stands out with cabinets extended to the ceiling, creating that clean custom feel buyers love, while the drop zone by the garage keeps everyday life organized before it ever makes it inside. Out back, this home gives you the Florida setup people want. A screened lanai overlooking the pond, a fenced yard, and a back porch with shark coating for a clean, low-maintenance finish. Morning coffee, evening wine, outdoor games, dogs running, or just enjoying the view without neighbors directly behind you. This backyard is not just space. It is usable, peaceful, and easy to enjoy.
Next steps in Beacon Lake
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $509,600 in August 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $468,102 | $417,380 | — |
| 2024 | $85,000 | $85,000 | — |
| 2023 | $85,000 | $85,000 | — |
2025 property taxes (current owner): $8,974/yr
Estimated taxes if purchased at asking price: ~$8,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 1, 2026Closed$535,000
- Jul 28, 2026Active Under Contract$535,000
- Jul 7, 2026Price change$535,000−$34,000
- Jul 2, 2026Listed$569,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $233/sq ft; this home is listed at $230/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 368 Stargaze Lane, St. Augustine, FL 32095Listed by BLUEFIN REAL ESTATE GROUP | Aug 2026 | $540,000 | $260 | 4/2.5 | 2,075 | 50 | 0.3 |
| 100 Leclerc Court, St. Augustine, FL 32095Listed by CASTILLO REAL ESTATE JAX | Sep 2026 | $490,000 | $250 | 4/2 | 1,963 | 87 | 0.8 |
| 204 Silver Creek Place, St. Augustine, FL 32095Listed by EXP REALTY LLC | Sep 2026 | $530,000 | $233 | 4/2.5 | 2,270 | 125 | 0.9 |
| 129 Silver Creek Place, St. Augustine, FL 32095Listed by MARK SPAIN REAL ESTATE | Oct 2026 | $447,000 | $180 | 3/2.5 | 2,477 | 34 | 1 |
| 612 Picasso Avenue, Ponte Vedra, FL 32081Listed by DJ & LINDSEY REAL ESTATE | Oct 2026 | $420,000 | $165 | 3/2.5 | 2,547 | 10 | 1.4 |
| 72 Clifton Bay Loop, St. Johns, FL 32259Listed by LOKATION | Aug 2026 | $395,000 | $208 | 4/2.5 | 1,895 | 144 | 1.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BLUEFIN REAL ESTATE GROUP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Beacon Lake
Beacon Lake is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Beacon Lake homes for sale →Keep looking
More homes in Beacon Lake
Under Contract47 Starnberg CourtSt. Augustine, FL 32095
3 bd · 2.5 ba · 2,322 sq ft
$530,000Est. $2,821/moGorgeous 3-bed, 2.5-bath home ideally positioned on a premium preserve lot in Beacon Lake, offering serene preserve…
Listing Office: real broker llc
For Sale242 Stargaze LaneSt. Augustine, FL 32095
3 bd · 2.5 ba · 2,328 sq ft
$549,000Est. $2,922/moWelcome to this stunning 3-bedroom, 2.5-bath coastal-inspired home in sought-after Beacon Lake, St. Johns County!…
Listing Office: coldwell banker vanguard realty
For Sale160 Whirlwind PlaceSt. Augustine, FL 32095
4 bd · 2.5 ba · 2,098 sq ft
$514,900Est. $2,741/moSELLER OFFERING $10,000 CREDIT TOWARDS CLOSING COST OR RATE BUY DOWN WITH AN ACCEPTABLE OFFER!! Welcome to an…
Listing Office: real broker llc
For Sale456 Stargaze LaneSt. Augustine, FL 32095
3 bd · 2.5 ba · 2,316 sq ft
$505,000Est. $2,688/moDiscover the perfect blend of comfort and convenience in this stunning 3-bedroom, 2.5-bathroom home located in the…
Listing Office: redfin corporation
Keep looking
Similar homes in St. Augustine
Explore the area
More in Beacon Lake
Beacon Lake guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines