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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Bartram Trail High School.

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Sold

Sold·Closed Aug 31, 2026·69 days on market·Recent sales in SilverLeaf

5205 River Park Villas Drive

St. Augustine, FL 32092

$450,000sold priceListed at $475,000 · 94.7% of asking$231/sqftMLS# 2145131
3
Beds
2.5
Baths
1,944
Sq Ft
1996
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.53 acresSingle Family Residence2 stories

About this home

St. Augustine

Welcome to 5205 River Park Villas Drive, a timeless brick home set on a spacious half acre lot surrounded by mature trees and a serene natural setting. A long front porch spans the front of the home, creating an inviting space to relax and unwind. Inside, the upgraded kitchen overlooks the dining area and opens seamlessly to the living room, where a wood burning fireplace creates a cozy focal point. The screened in back porch overlooks the fenced backyard with lush greenery and charming tree views, offering a peaceful outdoor retreat. The first floor primary suite features two walk in closets, a hidden linen closet, dual sinks, and an upgraded glass enclosed shower. Additional highlights include a 2 car garage, spacious indoor and outdoor living areas, and a layout designed for both relaxation and entertaining.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,493
Property taxesest. at asking price, St. Johns County$599
Estimated total, before insurance$3,091/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,411/yr · $201/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,493
Principal & Interest: $2,493
Property taxes (est.): $599
Insurance (est.): $300
Estimated Total Monthly
$3,391
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,645 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$359,829$142,236—
2024$347,008$137,520—
2023$381,808$132,058—
2022$333,092$124,029—
2021$264,703$118,960—
2020$216,266$116,627—

2025 property taxes (current owner): $2,411/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 1, 2026Closed$475,000
  • Jul 29, 2026Active Under Contract$475,000
  • Jul 17, 2026Price change$475,000−$10,000
  • May 21, 2026Listed$485,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $244/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
100 Bartram Oaks Boulevard, St. Augustine, FL 32092Listed by RE/MAX SPECIALISTSSep 2026$226,000$1193/21,9041470.3
32 Ren Way, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCSep 2026$435,000$2154/32,0271681.1
36 Renew Court, St. Johns, FL 32259Listed by ROUND TABLE REALTYSep 2026$540,000$2294/2.52,360591.2
395 Brown Bear, Jacksonville, FL 32259Listed by PUBLIC SERVICES REALTYAug 2026$510,000$2254/22,26981.2
94 Slip Cove, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLCOct 2026$679,000$2924/32,324371.3
253 Oakmoss Drive, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLCAug 2026$598,538$2723/2.52,20001.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$475,000
Price / Sq Ft$244
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,944
Acres0.53 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address5205 River Park Villas Drive, St. Augustine, FL 32092
Area302-Orangedale Area
SubdivisionRiver Park Villas
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size23,086.8 sq ft
Parcel Number0112200071
ZoningResidential

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesElectric Range, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level, Sink

Exterior

Lot DescriptionMany Trees
Patio / PorchFront Porch, Rear Porch, Screened
FencingBack Yard
Other StructuresShed(s)

Additional Information

Date ListedMay 21, 2026
Days on Market69
Tax Amount$2,411.05
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Sold by: FUTURE HOME REALTY INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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