This home is in Whispering Creek, St. Augustine — a home near St. Augustine High School.
Active·232 days on market·Whispering Creek
70 Whispering Brook Drive
St. Augustine, FL 32084
3 more homes for sale in Whispering Creek →Search Whispering Creek on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Whispering Creek
FULLY FURNISHED & TURNKEY -- JUST BRING YOUR SUITCASE! Looking for an easy St. Augustine escape? 70 Whispering Brook Dr is ready for you! This inviting townhome is being offered fully furnished, giving you the ultimate move-in-ready experience. Perfect as a full-time residence, second home, or investment opportunity. Enjoy low-maintenance living while being close to historic downtown St. Augustine, beautiful beaches, shopping, dining, and more. Pack your bags--your Florida lifestyle starts here!
Next steps in Whispering Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,814 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mussallem Beachfront Parkabout 3 mi · 48 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Areaabout 2 mi · 2.2 mi of trails
Closest public boat ramp
Vilano Public Boat Rampabout 2 mi · Tolomato River / St. Augustine Inlet
Closest kayak & paddleboard launch
Fort Mose Historic State Park – Kayak Launch Dockabout 1 mi · Robinson Creek - Tolomato River
Closest youth league fields
Ketterlinus Gym Community Centerabout 3 mi · Basketball
Closest grocery store
Winn-Dixieabout 0.9 mi · 3551 N Ponce De Leon Blvd, St Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:34 AM, sunset 6:45 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $230,000 in August 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $209,239 | $209,239 | — |
| 2024 | $193,285 | $193,285 | — |
| 2023 | $209,742 | $200,326 | — |
| 2022 | $41,440 | $41,440 | — |
2025 property taxes (current owner): $4,180/yr
Estimated taxes if purchased at asking price: ~$3,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 1, 2026Price change$239,000−$10,000
- Mar 6, 2026Listed$249,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $216/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 79 Red House Circle, St. Augustine, FL 32084Listed by CENTURY 21 LIGHTHOUSE REALTY | Aug 2026 | $207,300 | $187 | 2/2.5 | 1,109 | 18 | 0.1 |
| 106 Plantation Point Drive, St. Augustine, FL 32084Listed by EXIT 1 STOP REALTY | Mar 2026 | $231,500 | $203 | 3/2 | 1,140 | 346 | 0.7 |
| 100 Plantation Point Drive, St. Augustine, FL 32084Listed by COLDWELL BANKER PREMIER PROPERTIES | Jan 2026 | $225,000 | $197 | 3/2 | 1,140 | 45 | 0.7 |
| 414 Wooded Crossing Circle, St. Augustine, FL 32084Listed by ANDERSON REALTY | Oct 2026 | $282,000 | $233 | 2/2 | 1,210 | 43 | 1 |
| 510 Florida Club Boulevard 302, St. Augustine, FL 32084Listed by ST AUGUSTINE REALTY | Jun 2026 | $128,000 | $154 | 1/1 | 832 | 10 | 1 |
| 510 Florida Club Boulevard 304, St. Augustine, FL 32084Listed by ST AUGUSTINE REALTY | May 2026 | $185,000 | $184 | 2/1 | 1,004 | 118 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Whispering Creek
Whispering Creek is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all Whispering Creek homes for sale →Keep looking
More homes in Whispering Creek
For Sale106 Red House CircleSt. Augustine, FL 32084
2 bd · 2.5 ba · 1,109 sq ft
$235,000Est. $1,251/moWelcome to low-maintenance living in beautiful St. Augustine! Built in 2022 and offering a like-new feel, this townhome…
Listing Office: keller williams st johns
For Sale132 Whispering Brook DriveSt. Augustine, FL 32084
2 bd · 2.5 ba · 1,109 sq ft
$249,000Est. $1,325/moWelcome to 132 Whispering Brook Dr in St. Augustine, Florida - a like-new townhome built in 2022 that blends modern…
Listing Office: berkshire hathaway homeservices florida network realty
For Sale20 Red House CircleSt. Augustine, FL 32084
3 bd · 2.5 ba · 1,337 sq ft
$228,900Est. $1,218/moBeautiful St. Augustine Townhome with Smart Features along with Energy Star Double Paned Windows and Sliding Door. 3…
Listing Office: nefla network realty
Keep looking
Similar homes in St. Augustine
Explore the area
More in Whispering Creek
Whispering Creek guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines