This home is in Watersong At Rivertown, St. Johns — a 55+ community home in St. Johns County.
Active·47 days on market·Watersong At Rivertown
87 Pinellas Way
St. Johns, FL 32259
31 more homes for sale in Watersong At Rivertown →Search Watersong At Rivertown on the map
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About this home
Watersong At Rivertown
Perfectly positioned to capture tranquil pond and preserve views in the gated 55+ community of WaterSong at RiverTown, this beautifully appointed Pier model offers 1,914 square feet of thoughtfully designed living space with 2 bedrooms, 2 baths, a private office/den, and an extended covered and screened lanai designed for enjoying the Florida lifestyle. Built in 2022, the home welcomes you with soaring 10-foot ceilings, tray ceiling details in the foyer and hallway, recessed LED lighting, and luxury vinyl plank flooring flowing throughout the main living areas, bathrooms, and primary suite. French doors open to a versatile office or den, creating an ideal space for working from home, hobbies, or additional guest accommodations. At the heart of the home, the stylish kitchen combines sophisticated finishes with exceptional functionality, featuring quartz countertops, white Shaker cabinetry with brushed nickel linear hardware and four convenient slide-out shelves, a marbled elongated
Next steps in Watersong At Rivertown
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
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Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,672 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 24, 2026Price change$539,400−$10,600
- Aug 19, 2026Listed$550,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Watersong At Rivertown
Watersong At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.
View all Watersong At Rivertown homes for sale →Keep looking
More homes in Watersong At Rivertown
For Sale206 Pinellas WaySt. Johns, FL 32259
2 bd · 2 ba · 1,914 sq ft
$545,000Est. $2,901/moSet on an oversized 0.21-acre pie-shaped preserve lot, this beautifully maintained Pier model offers privacy, space,…
Listing Office: exp realty llc
Under Contract361 Pelton PlaceSt. Johns, FL 32259
2 bd · 2 ba · 1,914 sq ft
$545,000Est. $2,901/moEnjoy the benefits of new construction without the wait in this extensively upgraded, move-in-ready home. Less than two…
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Pending54 Merchant AvenueSt. Johns, FL 32259
3 bd · 3 ba · 2,102 sq ft
$518,510Est. $2,760/moLot 108 - The Martinique blends open-concept living with thoughtfully designed spaces for comfort and flexibility. The…
Listing Office: mattamy real estate services
For Sale64 Merchant AvenueSt. Johns, FL 32259
2 bd · 2 ba · 1,900 sq ft
$499,276Est. $2,657/moLot 109 - The Cayman welcomes you with an open, airy layout designed for effortless living and entertaining. The…
Listing Office: mattamy real estate services
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines