Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Watersong At Rivertown, St. Johns — a home near Bartram Trail High School.

1 / 58

Active

Active·Listed today·Watersong At Rivertown

186 Ladyslipper Drive

St. Johns, FL 32259

$525,000$280/sqftEst. $2,677/moMLS# 2157705

Beds

Baths

1,876

Sq Ft

2022

Built

Garage

Pool

About this home

Watersong At Rivertown

Some homes are simply built. Others are thoughtfully curated to elevate everyday living. As a former model home for WaterSong at RiverTown, this exceptional Terrace model was designed to showcase the very best of comfort and timeless style. And, with $83,000 in post-purchase upgrades, it has only become more refined. A covered front porch creates a warm welcome, offering the perfect place to enjoy morning coffee and neighborhood conversations. Inside, wide-plank luxury vinyl flooring flows throughout, where crisp white cabinetry, quartz countertops, and elegant finishes create a home that feels both sophisticated and welcoming. French doors open to a private study, while the light-filled great room seamlessly extends outdoors through an almost room-width sliding glass door to the impressive 400-square-foot screened lanai, creating exceptional indoor-outdoor living. Complete with a 20' x 10' motorized awning, Shark Coating epoxy flooring, a gas bib connection, and peaceful preserve

Cost to own

Mortgage calculator

Home Price

$525,000

Down Payment: 20%

$105,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,677

Principal & Interest: $2,677

Property taxes (est.): $699

Insurance (est.): $350

Estimated Total Monthly

$3,725

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,677

Property taxesest. at asking price, St. Johns County$699

HOAbilled monthly$211

Estimated total, before insurance$3,586/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$525,000

Price / Sq Ft$280

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,876

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

School Information

ElementaryHallowes Cove Academy

MiddleHallowes Cove Academy

HighBartram Trail

Community Information

Address186 Ladyslipper Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionWatersong At Rivertown

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0007240320

Amenities

AmenitiesPool, Other, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Security, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods