Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Watersong At Rivertown, St. Johns — a home near Bartram Trail High School.

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Sold

Sold·Closed Sep 10, 2026·24 days on market·Recent sales in Watersong At Rivertown·Watersong At Rivertown

186 Ladyslipper Drive

St. Johns, FL 32259

$480,000sold priceListed at $500,000 · 96% of asking$256/sqftMLS# 2157705

Beds

Baths

1,876

Sq Ft

2022

Built

Garage

Pool

32 more homes for sale in Watersong At Rivertown →Search Watersong At Rivertown on the map

FEMA Zone XHOA $211/moSingle Family Residence1 story

About this home

Watersong At Rivertown

Some homes are simply built. Others are thoughtfully curated to elevate everyday living. As a former model home for WaterSong at RiverTown, this exceptional Terrace model was designed to showcase the very best of comfort and timeless style. And, with $83,000 in post-purchase upgrades, it has only become more refined. A covered front porch creates a warm welcome, offering the perfect place to enjoy morning coffee and neighborhood conversations. Inside, wide-plank luxury vinyl flooring flows throughout, where crisp white cabinetry, quartz countertops, and elegant finishes create a home that feels both sophisticated and welcoming. French doors open to a private study, while the light-filled great room seamlessly extends outdoors through an almost room-width sliding glass door to the impressive 400-square-foot screened lanai, creating exceptional indoor-outdoor living. Complete with a 20' x 10' motorized awning, Shark Coating epoxy flooring, a gas bib connection, and peaceful preserve

Next steps in Watersong At Rivertown

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,659

Property taxesest. at asking price, St. Johns County$639

HOAbilled monthly$211

Estimated total, before insurance$3,508/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$480,000

Down Payment: 20%

$96,000

Interest Rate: 7.40%

Loan Term

Monthly Payment

$2,659

Principal & Interest: $2,659

Property taxes (est.): $639

Insurance (est.): $320

Estimated Total Monthly

$3,617

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 10, 2026Closed$500,000
Aug 23, 2026Active Under Contract$500,000
Aug 17, 2026Price change$500,000−$25,000
Jul 30, 2026Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $265/sq ft; this home is listed at $267/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
383 Ladyslipper Drive, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST	Aug 2026	$457,000	$244	2/2	1,876	60	0.1
351 Ladyslipper Drive, St. Johns, FL 32259Listed by REAL BROKER LLC	Aug 2026	$450,000	$240	2/2	1,876	80	0.1
280 Ladyslipper Drive, St. Johns, FL 32259Listed by EXP REALTY LLC	Jul 2026	$518,000	$270	2/2	1,920	25	0.1
244 Juniper Hills Drive, St. Johns, FL 32259Listed by WATSON REALTY CORP	Aug 2026	$420,000	$266	3/2	1,576	149	0.2
206 Pelton Place, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Jul 2026	$585,500	$265	2/2.5	2,210	247	0.2
36 Renew Court, St. Johns, FL 32259Listed by ROUND TABLE REALTY	Sep 2026	$540,000	$229	4/2.5	2,360	59	0.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$500,000

Price / Sq Ft$267

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,876

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

School Information

ElementaryHallowes Cove Academy

MiddleHallowes Cove Academy

HighBartram Trail

Community Information

Address186 Ladyslipper Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionWatersong At Rivertown

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0007240320

Amenities

AmenitiesPool, Other, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Security, Spa/Hot Tub, Tennis Court(s)

Community FeaturesSidewalks, Street Lights, Gated, Curbs

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

# of Stories1

LaundryIn Unit, Sink

SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Front Porch, Patio, Screened

FencingOther, Fenced, Back Yard

RoofShingle

Road SurfacePaved

Road FrontagePrivate Road

Additional Information

Date ListedJuly 30, 2026

Days on Market24

HOA Fees$211 / Monthly

HOA FrequencyMonthly

HOA Fee IncludesSecurity

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityYes

New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Watersong At Rivertown

Watersong At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

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