Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Austin Park, Ponte Vedra — a home near Allen D. Nease High School.

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Active Under Contract

Active Under Contract·45 days on market·Austin Park

164 Pinewoods Street

Ponte Vedra, FL 32081

$575,000$287/sqftEst. $2,959/moMLS# 2153106

Beds

Baths

2,001

Sq Ft

2014

Built

Garage

Pool

About this home

Austin Park

Rare Opportunity in Austin Park at Nocatee! Welcome home to one of the most sought-after neighborhoods in Nocatee, where charm, convenience, and community come together. Beautifully maintained and filled with abundant natural light, this exceptional 3-bedroom, 2-bath home offers the perfect blend of timeless style, thoughtful upgrades, and effortless everyday living. From the moment you step inside, you'll be welcomed by soaring ceilings, elegant lighting, and a stunning floor-to-ceiling stone fireplace that anchors the spacious living area. A versatile flex space provides endless possibilities, whether you envision a formal dining room, home office, playroom, or cozy reading retreat. Designed to impress, the heart of the home is the beautifully appointed kitchen featuring upgraded white cabinetry, a gas range with a designer vent hood, a spacious center island with modern pendant lighting, and a sunny breakfast nook overlooking the living area and backyard.

Cost to own

Mortgage calculator

Home Price

$575,000

Down Payment: 20%

$115,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,959

Principal & Interest: $2,959

Property taxes (est.): $765

Insurance (est.): $383

Estimated Total Monthly

$4,108

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,959

Property taxesest. at asking price, St. Johns County$765

HOAbilled annually$61

Estimated total, before insurance$3,785/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,448/yr · $537/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$490,244	$289,566	—
2024	$502,667	$280,698	—
2023	$490,805	$271,066	—
2022	$440,155	$261,715	—
2021	$310,811	$252,636	—
2020	$294,285	$225,977	—

2025 property taxes (current owner): $6,448/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 11, 2026Active Under Contract$575,000
Jul 2, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$575,000

Price / Sq Ft$287

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,001

Acres0.18 acres

Year Built2014

TypeResidential

Sub-TypeSingle Family Residence

StyleFlat, Traditional

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryValley Ridge Academy

MiddleValley Ridge Academy

HighAllen D. Nease

Community Information

Address164 Pinewoods Street, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionAustin Park

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size7,840.8 sq ft

Parcel Number0232321440

ZoningResidential

Amenities

AmenitiesPool, Other, Basketball Court, Clubhouse, Fitness Center, Jogging Path, Playground, Tennis Court(s)

UtilitiesElectricity Available, Sewer Available, Water Available, Propane

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingOther, Attached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Other

AppliancesOther, Dishwasher, Electric Water Heater, Gas Range, Microwave, Refrigerator, Water Softener Owned, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringTile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySecurity System Owned, Smoke Detector(s)