This home is in Ponte Vedra — a 55+ community home in Nocatee.
Active·45 days on market
47 Sugar Magnolia Drive
Ponte Vedra, FL 32081
About this home
Ponte Vedra
LIVE THE NOCATEE LIFESTYLE in the gated community of Oakwood! This beautifully designed Rose floor plan by Toll Brothers offers 3 bedrooms, 2.5 bathrooms, a dedicated office/flex room, loft, and a two-car garage. Thoughtfully designed for both everyday living and entertaining, this home features soaring 10-foot ceilings, luxury wood-look vinyl flooring throughout the main living areas, and a spacious open-concept floor plan filled with natural light. The gourmet kitchen is equipped with granite countertops, a large breakfast bar, gas cooktop, and abundant cabinet space, all overlooking the expansive family room. The first-floor owner's suite provides a private retreat with a spacious walk-in closet and ensuite bath. Upstairs, you'll find two additional bedrooms, a full bath, and an oversized loft that's perfect as a second living area, media room, or play space.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $469,499 | $442,895 | — |
| 2024 | $424,551 | $402,632 | — |
| 2023 | $366,029 | $366,029 | — |
| 2022 | $382,577 | $382,577 | — |
| 2021 | $75,000 | $66,000 | — |
| 2020 | $60,000 | $60,000 | — |
2025 property taxes (current owner): $8,224/yr
Estimated taxes if purchased at asking price: ~$8,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,768 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 6, 2026Price change$520,000−$15,000
- Jun 29, 2026Listed$535,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Realtor
Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines