Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Reverie At Trailmark, St. Augustine — a new construction home in St. Johns County.

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Pending

Pending·59 days on market·Reverie At Trailmark

120 Sundance Drive

St. Augustine, FL 32092

$344,617$218/sqftEst. $1,770/moMLS# 2152755

Beds

Baths

1,581

Sq Ft

2026

Built

Garage

Pool

About this home

Reverie At Trailmark

The Cumberland model, part of the Grove Collection, a thoughtfully designed home offering the perfect blend of comfort and functionality. Nestled in St. Johns County's premier 55+ Active Adult community by Dream Finders Homes, this home is designed for you to embrace life, make memories, and focus on the fun! Home Features 1,581 Sq. Ft. of Living Space Flexible Layout: 2 Bedrooms with a versatile Flex/3rd Bedroom option. Gourmet Kitchen: Beautiful Stacked Cabinets Quartz Countertops Spacious Kitchen Island Deep Base Cabinet Drawers for all your storage needs. Luxury Upgrades Throughout: Tray Ceilings 8' Doors Community Highlights

Cost to own

Mortgage calculator

Home Price

$344,617

Down Payment: 20%

$68,923

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,770

Principal & Interest: $1,770

Property taxes (est.): $459

Insurance (est.): $230

Estimated Total Monthly

$2,458

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,770

Property taxesest. at asking price, St. Johns County$459

HOAbilled annually$32

Estimated total, before insurance$2,260/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,686/yr · $474/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $16,361,400 in August 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$100,000	$88,088	—
2024	$100,000	$80,080	—
2023	$72,800	$72,800	—

2025 property taxes (current owner): $5,686/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$344,617

Price / Sq Ft$218

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,581

Acres0.17 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUnder Construction

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

New ConstructionYes

Community Information

Address120 Sundance Drive, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionReverie At Trailmark

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size7,405.2 sq ft

Parcel Number0290023440

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Management - Full Time, Pickleball, Spa/Hot Tub

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyThermostat

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater

HeatingCentral, Natural Gas

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Spa FeaturesCommunity