This home is in Reverie At Trailmark, St. Augustine.

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Pending

Pending·14 days on market·Reverie At Trailmark

120 Sundance Drive

St. Augustine, FL 32092

$344,617$218/sqftEst. $1,834/moMLS# 2152755

Beds

Baths

1,581

Sq Ft

2026

Built

Garage

Pool

About this home

Reverie At Trailmark

The Cumberland model, part of the Grove Collection, a thoughtfully designed home offering the perfect blend of comfort and functionality. Nestled in St. Johns County's premier 55+ Active Adult community by Dream Finders Homes, this home is designed for you to embrace life, make memories, and focus on the fun! Home Features 1,581 Sq. Ft. of Living Space Flexible Layout: 2 Bedrooms with a versatile Flex/3rd Bedroom option. Gourmet Kitchen: Beautiful Stacked Cabinets Quartz Countertops Spacious Kitchen Island Deep Base Cabinet Drawers for all your storage needs. Luxury Upgrades Throughout: Tray Ceilings 8' Doors Community Highlights

Cost to own

Mortgage calculator

Home Price

$344,617

Down Payment: 20%

$68,923

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,834

Principal & Interest: $1,834

Est. Taxes & Insurance: $459

Estimated Total Monthly

$2,293

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,834

Property taxesest. at asking price, St. Johns County$459

HOAbilled annually$32

Estimated total, before insurance$2,324/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $16,361,400 in August 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$100,000	$88,088	—
2024	$100,000	$80,080	—
2023	$72,800	$72,800	—

2025 property taxes (current owner): $5,686/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$344,617

Price / Sq Ft$218

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,581

Acres0.17 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUnder Construction

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

New ConstructionYes

Community Information

Address120 Sundance Drive, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionReverie At Trailmark

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size7,405.2 sq ft

Parcel Number0290023440

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Management - Full Time, Pickleball, Spa/Hot Tub

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyThermostat

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater

HeatingCentral, Natural Gas

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Spa FeaturesCommunity