This home is in Reverie At Trailmark, St. Augustine.

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Active

Active·135 days on market·Reverie At Trailmark

277 Applejack Drive

St. Augustine, FL 32092

$443,990$234/sqftEst. $2,363/moMLS# 2132796

Beds

Baths

1,898

Sq Ft

2025

Built

Garage

Pool

About this home

Reverie At Trailmark

The Fairfield Floor Plan - Reverie at Trailmark The Fairfield is a 1,898-square-foot home featuring 2 bedrooms, 2 bathrooms, a versatile flex room, and a 2-car garage. Designed with both comfort and functionality in mind, it offers an open living layout that flows seamlessly from the kitchen to the dining and great room--perfect for everyday living and entertaining. The flexible room can be customized as a home office, hobby area, or den, creating added versatility to suit your lifestyle. Ideal for those seeking a spacious, well-appointed home in the vibrant community of Reverie at Trailmark. This home features, The Rosemary Beach Coastal elevation, 9' ceilings with tray in the great room, flex room with passthrough to the kitchen, gourmet kitchen with gray cabinets, quartz counter tops, paver driveway.

Cost to own

Mortgage calculator

Home Price

$443,990

Down Payment: 20%

$88,798

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,257

Principal & Interest: $2,257

Est. Taxes & Insurance: $564

Estimated Total Monthly

$2,821

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,363

Property taxesest. at asking price, St. Johns County$591

HOAbilled monthly$384

Estimated total, before insurance$3,338/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $16,361,400 in August 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$100,000	$100,000	—
2024	$100,000	$100,000	—
2023	$65,000	$65,000	—

2024 property taxes (current owner): $5,616/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 10, 2026Price change$443,990+$34,000
Mar 3, 2026Listed$409,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$443,990

Price / Sq Ft$234

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,898

Acres0.16 acres

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

New ConstructionYes

Community Information

Address277 Applejack Drive, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionReverie At Trailmark

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size6,969.6 sq ft

Parcel Number0290023180

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Management - Full Time, Pickleball, Spa/Hot Tub

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyThermostat

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater

HeatingCentral, Natural Gas

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Spa FeaturesCommunity