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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Reverie At Trailmark, St. Augustine — a 55+ community home in St. Johns County.

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Active·45 days on market·Reverie At Trailmark

216 Amberwood Drive

St. Augustine, FL 32092

$495,000$278/sqftEst. $2,709/moMLS# 2161210
2
Beds
2
Baths
1,779
Sq Ft
2023
Built
2
Garage
No
Pool

32 more homes for sale in Reverie At Trailmark →Search Reverie At Trailmark on the map

FEMA Zone XHOA $15/mo13,068 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Reverie At Trailmark

Tucked away on an exceptionally large and private lot in Reverie at TrailMark, this beautifully upgraded home offers a rare sense of privacy within the community. With no home directly in front or behind, green space across the street, and a peaceful wooded backdrop, the setting feels secluded while still being part of an amenity-rich neighborhood. The expansive backyard offers incredible possibilities, with plenty of room to create a large pool and outdoor entertaining space. Inside, 10-foot ceilings and LVP flooring throughout create a bright, open feel. The upgraded kitchen features cabinetry extended to the ceiling, quartz countertops, an oversized extended island with additional usable cabinet storage, under-cabinet lighting, and a stunning full-height backsplash crafted from reclaimed Chicago brick. Plantation shutters throughout add a timeless finishing touch. Additional upgrades include built-in closets, a frameless glass shower enclosure in the primary bath, a convenient

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,709
Property taxesest. at asking price, St. Johns County$659
HOAbilled annually$15
Estimated total, before insurance$3,383/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,026/yr · $835/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$495,000
$99,000
Loan Term
Monthly Payment
$2,709
Principal & Interest: $2,709
Property taxes (est.): $659
Insurance (est.): $330
Estimated Total Monthly
$3,698
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,779 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,026/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 21, 2026Listed$495,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$495,000
Price / Sq Ft$278
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,779
Acres0.30 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

Community Information

Address216 Amberwood Drive, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionReverie At Trailmark
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size13,068 sq ft
Parcel Number0290022030

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Pickleball, Spa/Hot Tub
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1

Exterior

Patio / PorchCovered, Glass Enclosed
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedAugust 21, 2026
Days on Market4
HOA Fees$180 / Annually
HOA FrequencyAnnually
Tax Amount$10,025.82
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: PREMIER HOMES REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Reverie At Trailmark

Reverie At Trailmark is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Reverie At Trailmark homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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