This home is in Reverie At Trailmark, St. Augustine — a waterfront home in St. Johns County.
Sold·Closed Aug 17, 2026·92 days on market·Recent sales in Reverie At Trailmark·Reverie At Trailmark
813 Rustic Mill Drive
St. Augustine, FL 32092
37 more homes for sale in Reverie At Trailmark →Search Reverie At Trailmark on the map
About this home
Reverie At Trailmark
Welcome to Reverie at Trailmark, a vibrant 55+ Community. Offering 3% concession towards rate buydown. We are pleased to present this Fairfield model built with the Rosemary Beach Coastal elevation by Dream Finders Homes. The owner spared no expense with the optional upgrades. The Great Room boasts tray ceilings and additional built in cabinetry, seamlessly matching the kitchen and backsplash. The Flex Room has been enclosed into the perfect office/den, and the standard doors have been replaced with beautiful glass doors. The Master Suite's walk-in closet was built with a pass through to the laundry. Currently, the only Fairfield model with a LAKEFRONT view and breathtaking sunsets over the water. Sliding glass doors lead to the Lanai with screened enclosure. Built during phase one of the community this home is just steps away from the Lakeside Clubhouse, Resort-Style Pool and Spa, Fitness Center, Six Tournament-Class Pickleball Courts, Bocce Ball Courts, Dog Parks, and Bier Garten
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $544,500 in March 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $417,905 | $182,845 | — |
| 2024 | $422,453 | $176,984 | — |
| 2023 | $381,802 | $381,802 | — |
| 2022 | $72,800 | $72,800 | — |
| 2021 | $25,000 | $25,000 | — |
2025 property taxes (current owner): $7,669/yr
Estimated taxes if purchased at asking price: ~$6,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 18, 2026Closed$400,000
- Jul 17, 2026Active Under Contract$400,000
- Apr 22, 2026Listed$400,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $211/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 120 Sundance Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $335,000 | $212 | 2/2 | 1,581 | 0 | 0.2 |
| 23 Winterfield Place, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Aug 2026 | $526,592 | $238 | 2/2.5 | 2,216 | 31 | 0.2 |
| 249 Brickstone Trace, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $499,000 | $208 | 3/2.5 | 2,395 | 364 | 0.3 |
| 408 Rustic Mill Drive, St. Augustine, FL 32092Listed by REAL BROKER LLC | Aug 2026 | $535,000 | $221 | 3/3.5 | 2,422 | 147 | 0.3 |
| 255 Willow Lake Drive, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLC | Sep 2026 | $450,000 | $194 | 5/3 | 2,320 | 73 | 0.6 |
| 92 Patina Place, St. Augustine, FL 32092Listed by REALTY ONE GROUP ELEVATE | Sep 2026 | $439,000 | $187 | 4/3 | 2,345 | 36 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COASTAL CHARM REALTY, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Reverie At Trailmark
Reverie At Trailmark is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all Reverie At Trailmark homes for sale →Keep looking
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For Sale277 Applejack DriveSt. Augustine, FL 32092
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Pending52 Sundance DriveSt. Augustine, FL 32092
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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