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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Seven Pines, Jacksonville.

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Sold

Sold·Closed Aug 10, 2026·14 days on market·Recent sales in Seven Pines·Seven Pines

12053 Old Canal Road

Jacksonville, FL 32224

$615,000sold priceListed at $599,999 · 102.5% of asking$316/sqftMLS# 2152274
4
Beds
2.5
Baths
1,948
Sq Ft
2025
Built
2
Garage
No
Pool

71 more homes for sale in Seven Pines →Search Seven Pines on the map

FEMA Zone XHOA $8/mo6,534 sqft lotSingle Family Residence2 stories

About this home

Seven Pines

Why wait months for new construction when you can move into a home that's practically brand new today? Built in 2025 and barely lived in, this stunning Seven Pines residence offers all the benefits of new construction without the wait. Step inside to find stylish luxury vinyl plank flooring, a bright and open floor plan, and modern finishes throughout. The home is equipped with natural gas and includes all appliances, making your move-in process seamless from day one. Whether you're looking to settle in before the new school year starts or simply want the peace of mind that comes with a nearly new home, this property checks all the boxes. Skip the construction timeline, avoid builder delays, and start enjoying the Seven Pines lifestyle immediately. Move-in ready, like-new condition, and available now--this is the opportunity you've been waiting for.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,407
Property taxesest. at asking price, Duval County$1,004
HOAbilled annually$8
Estimated total, before insurance$4,418/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,491/yr · $458/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$615,000
$123,000
Loan Term
Monthly Payment
$3,407
Principal & Interest: $3,407
Property taxes (est.): $1,004
Insurance (est.): $410
Estimated Total Monthly
$4,821
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$145,000$145,000—

2025 property taxes (current owner): $5,491/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 10, 2026Closed$599,999
  • Jul 10, 2026Active Under Contract$599,999
  • Jun 25, 2026Listed$599,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $322/sq ft; this home is listed at $308/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5796 Canopy Row Street, Jacksonville, FL 32224Listed by WEEKLEY HOMES REALTYOct 2026$756,000$3283/22,3081480.1
5611 Serene Street, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$770,000$3224/32,3901460.1
5559 Dairy Farm Road, Jacksonville, FL 32224Listed by DJ & LINDSEY REAL ESTATESep 2026$595,000$3124/2.51,910390.1
5772 Canopy Row Road, Jacksonville, FL 32224Listed by WEEKLEY HOMES REALTYSep 2026$699,270$3033/22,30800.1
5543 Woodgate Avenue, Jacksonville, FL 32224Listed by ICI SELECT REALTY, INC.Sep 2026$939,549$3804/32,4701570.1
5765 Canopy Row Street, Jacksonville, FL 32224Listed by ICI SELECT REALTY, INC.Aug 2026$726,329$2934/32,47700.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,999
Price / Sq Ft$308
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,948
Acres0.15 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address12053 Old Canal Road, Jacksonville, FL 32224
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSeven Pines
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size6,534 sq ft
Parcel Number1677403370

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Park, Playground
UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryUpper Level

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
FencingWrought Iron
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt, Paved

Additional Information

Date ListedJune 25, 2026
Days on Market14
HOA Fees$90 / Annually
HOA FrequencyAnnually
HOA NameSeven Pines / Boggy Branch Community Development D
Tax Amount$5,490.98
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Seven Pines

Seven Pines is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Seven Pines homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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