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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Seven Pines, Jacksonville — a home near Atlantic Coast High School.

Pending

Pending·119 days on market·Seven Pines

12182 Grand Pine Drive

Jacksonville, FL 32224

$805,415$325/sqftEst. $4,461/moMLS# 2151241
4
Beds
3
Baths
2,477
Sq Ft
2026
Built
2
Garage
No
Pool

73 more homes for sale in Seven Pines →Search Seven Pines on the map

FEMA Zone XHOA $8/moSingle Family Residence2 storiesNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Seven Pines

The main-floor master suite offers a private sanctuary with dual closets and a deluxe bath, while a nearby flex room can serve as a home office or guest space. Upstairs, three additional bedrooms and a game room ensure everyone has room to relax.

Next steps in Seven Pines

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,461
Property taxesest. at asking price, Duval County$1,315
HOAbilled annually$8
Estimated total, before insurance$5,785/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$805,415
$161,083
Loan Term
Monthly Payment
$4,461
Principal & Interest: $4,461
Property taxes (est.): $1,315
Insurance (est.): $537
Estimated Total Monthly
$6,313
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 8, 2026Pending$805,415
  • Jun 18, 2026Listed$805,415

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $332/sq ft; this home is listed at $325/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12170 Grand Pine Drive, Jacksonville, FL 32224Listed by ICI SELECT REALTY, INC.Sep 2026$640,900$3193/2.52,0101480
5559 Dairy Farm Road, Jacksonville, FL 32224Listed by DJ & LINDSEY REAL ESTATESep 2026$595,000$3124/2.51,910390.1
12197 Tribute Circle, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCAug 2026$1,124,500$3614/3.53,113420.1
5915 Canopy Row Street, Jacksonville, FL 32224Listed by ICI SELECT REALTY, INC.Oct 2026$1,044,000$3324/3.53,1472040.2
5796 Canopy Row Street, Jacksonville, FL 32224Listed by WEEKLEY HOMES REALTYOct 2026$756,000$3283/22,3081480.2
5548 Rain Barrel Road, Jacksonville, FL 32224Listed by ICI SELECT REALTY, INC.Sep 2026$922,553$3514/32,62700.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$805,415
Price / Sq Ft$325
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,477
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address12182 Grand Pine Drive, Jacksonville, FL 32224
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSeven Pines
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Dimensions40x120
Parcel Number1677390625

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Pickleball, Playground
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFrame
Road SurfaceAsphalt

Additional Information

Date ListedJune 18, 2026
Days on Market20
HOA Fees$100 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ICI SELECT REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Seven Pines

Seven Pines is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Seven Pines homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines