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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Lake Mandarin, Jacksonville.

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Sold

Sold·Closed Jul 24, 2026·2 days on market·Recent sales in Lake Mandarin·Lake Mandarin

3139 Laurel Grove N

Jacksonville, FL 32223

$390,000sold priceListed at $385,000 · 101.3% of asking$217/sqftMLS# 2152088
3
Beds
2
Baths
1,796
Sq Ft
1979
Built
2
Garage
No
Pool

14 more homes for sale in Lake Mandarin →Search Lake Mandarin on the map

HOA $20/mo11,326 sqft lotSingle Family Residence1 story

About this home

Lake Mandarin

Welcome home to this 3-bedroom, 2-bathroom home in Mandarin just half a mile from 295. With approximately 1,800 square feet of living space, you step inside to soaring vaulted ceilings and a cozy fireplace that create a warm and inviting atmosphere in the spacious living room. The open flow between the living and dining areas makes entertaining easy, while the kitchen offers plenty of functionality, including a charming coffee nook with glass-front cabinetry for added character and storage. The intentional updates throughout include a new roof (2026), new water heater (2026), new HVAC system (2022), new electrical panel (2022), fresh interior paint, exterior paint completed in 2025, and extended driveway pavers installed in 2024. There is no carpet anywhere in the home, with hardwood and tile flooring throughout the main living spaces and durable luxury vinyl plank flooring in the bedrooms.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,160
Property taxesest. at asking price, Duval County$637
HOAbilled annually$20
Estimated total, before insurance$2,817/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,588/yr · $382/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$390,000
$78,000
Loan Term
Monthly Payment
$2,160
Principal & Interest: $2,160
Property taxes (est.): $637
Insurance (est.): $260
Estimated Total Monthly
$3,057
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,504 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $365,000 in August 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$297,311$228,756▲ $26,773
2024$271,602$221,602—
2023$305,076$305,076▲ $54,219
2022$241,873$85,459—
2021$202,195$81,514▲ $10,165
2020$186,882$79,699▲ $14,716

2025 property taxes (current owner): $4,588/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 24, 2026Closed$385,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $214/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3386 Laurel Grove S, Jacksonville, FL 32223Listed by HERRON REAL ESTATE LLCSep 2026$335,000$2423/21,382200.2
3342 Sarah Spaulding Drive, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$375,000$2234/21,681580.3
3407 Fairbanks Grant Road N, Jacksonville, FL 32223Listed by SUMMER BREEZE REALTYSep 2026$317,000$2083/21,527950.4
3401 Parson Court, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$289,000$1913/21,517540.4
3250 Tea Rose Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEOct 2026$392,000$1824/32,157780.8
2864 Scott Circle, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$515,000$2934/21,758340.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$385,000
Price / Sq Ft$214
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,796
Acres0.26 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address3139 Laurel Grove N, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionLake Mandarin
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size11,325.6 sq ft
Parcel Number1564111262

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1

Exterior

Patio / PorchRear Porch, Screened
RoofShingle

Additional Information

Date ListedJune 26, 2026
Days on Market2
HOA Fees$234 / Annually
HOA FrequencyAnnually
Tax Amount$4,587.57
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Lake Mandarin

Lake Mandarin is a neighborhood in Mandarin, FL (Duval County), ZIP 32223.

View all Lake Mandarin homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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