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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Seven Pines, Jacksonville.

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Active·1 day on market·Seven Pines

5313 Pine Notch Place

Jacksonville, FL 32224

$794,900$315/sqftEst. $4,403/moMLS# 2169553
Open house Sat, Oct 17 · 1:00 pm–3:00 pm
4
Beds
3
Baths
2,522
Sq Ft
2024
Built
2
Garage
No
Pool

73 more homes for sale in Seven Pines →Search Seven Pines on the map

FEMA Zone XHOA $8/mo6,970 sqft lotSingle Family Residence1 story

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About this home

Seven Pines

Welcome home to this exquisite, move-in-ready property in the highly sought-after Seven Pines community! Skip the build time and hassle of new construction—this home has been immaculately maintained and thoughtfully elevated with premium Design Center upgrades throughout. Plus, THE SELLERS ARE OFFERING A 2-1 INTEREST RATE BUY DOWN WITH AN ACCEPTABLE OFFER, making this luxury lifestyle even more accessible. Designed with a seamless open layout, the home features four spacious bedrooms, three full bathrooms, and a dedicated bonus room—ideal for a home office, quiet study, or play area. The owner's suite serves as a relaxing private retreat, while the heart of the home centers around an expansive kitchen beautifully appointed with quartz countertops, stainless steel gas appliances, solid wood cabinetry, and designer lighting and hardware.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,403
Property taxesest. at asking price, Duval County$1,298
HOAbilled annually$8
Estimated total, before insurance$5,708/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$15,275/yr · $1,273/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$794,900
$158,980
Loan Term
Monthly Payment
$4,403
Principal & Interest: $4,403
Property taxes (est.): $1,298
Insurance (est.): $530
Estimated Total Monthly
$6,231
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$681,383$681,383▲ $39,845
2024$125,000$125,000—

2025 property taxes (current owner): $15,275/yr

Estimated taxes if purchased at asking price: ~$15,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 16, 2026Listed$794,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $351/sq ft; this home is listed at $315/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5322 Legacy Pines Way, Jacksonville, FL 32224Listed by SUPER SELLERSep 2026$843,750$3154/32,682230.1
5559 Dairy Farm Road, Jacksonville, FL 32224Listed by DJ & LINDSEY REAL ESTATESep 2026$595,000$3124/2.51,910390.2
5548 Rain Barrel Road, Jacksonville, FL 32224Listed by ICI SELECT REALTY, INC.Sep 2026$922,553$3514/32,62700.2
5556 Woodgate Avenue, Jacksonville, FL 32256Listed by ICI SELECT REALTY, INC.Oct 2026$986,755$3704/32,666180.3
5538 Woodgate Avenue, Jacksonville, FL 32224Listed by ICI SELECT REALTY, INC.Sep 2026$965,600$3624/32,665550.3
12170 Grand Pine Drive, Jacksonville, FL 32224Listed by ICI SELECT REALTY, INC.Sep 2026$640,900$3193/2.52,0101480.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$794,900
Price / Sq Ft$315
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,522
Acres0.16 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address5313 Pine Notch Place, Jacksonville, FL 32224
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSeven Pines
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size6,969.6 sq ft
Lot Dimensions50'
Parcel Number1677402095

Amenities

AmenitiesPool, Other, Barbecue, Boat Launch, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Maintenance Structure, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Suburban
UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Oven, Electric Water Heater, Gas Cooktop, Gas Oven, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchCovered, Front Porch, Rear Porch, Screened
RoofShingle
Road FrontageCity Street

Additional Information

Date ListedOctober 16, 2026
Days on Market1
HOA Fees$90.75 / Annually
HOA FrequencyAnnually
Tax Amount$15,275.44
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COWFORD REALTY & DESIGN LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Seven Pines

Seven Pines is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Seven Pines homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/17/2026

1:00 pm - 3:00 pm