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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Davis Shores, St. Augustine — a home near St. Augustine High School.

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Active

$759,0004 bd · 2 ba · 1,985 sq ft

Active·136 days on market·Davis Shores

406 Arredondo Avenue

St. Augustine, FL 32080

$759,000$382/sqftEst. $4,138/mo mortgageMLS# 2151233
↓ $90,000 below original list
4
Beds
2
Baths
1,985
Sq Ft
1955
Built
1
Garage
No
Pool

25 more homes for sale in Davis Shores →Search Davis Shores on the map

FEMA Zone AENo HOA16,117 sqft lotSingle Family Residence1 story

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About this home

Davis Shores

Welcome to this beautifully updated home in the highly sought-after Davis Shores neighborhood, where coastal charm meets modern convenience. Ideally located within walking distance to Downtown St. Augustine, the Conch House Marina, Anastasia State Park, waterfront dining, shopping, and local attractions, this move-in-ready property offers an exceptional lifestyle in one of the area's most desirable locations. Thoughtfully renovated throughout, the home features impact-resistant windows, updated electrical and plumbing systems, and numerous modern upgrades that provide peace of mind for years to come. Bright, inviting living spaces showcase quality finishes and timeless design, making this the perfect primary residence, vacation retreat, or investment opportunity. Enjoy the best of St. Augustine living with an unbeatable combination of location, updates, and walkability. Don't miss this rare opportunity to own this exceptional home in Davis Shores!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,138
Property taxesest. at asking price, St. Johns County$1,010
Estimated total, before insurance$5,148/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,077/yr · $673/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$759,000
$151,800
Loan Term
Monthly Payment
$4,138
Principal & Interest: $4,138
Property taxes (est.): $1,010
Insurance (est.): $506
Estimated Total Monthly
$5,654
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1955)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,535 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 6:40 AM, sunset 5:38 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $410,000 in October 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$446,024$395,302—
2024$446,318$396,318▼ $6,418
2023$578,586$156,008—
2022$560,907$150,008—
2021$396,028$144,183—
2020$361,654$141,502—

2025 property taxes (current owner): $8,077/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 18, 2026Price change$759,000−$40,000
  • Sep 1, 2026Price change$799,000−$26,000
  • Aug 1, 2026Price change$825,000−$24,000
  • Jun 18, 2026Listed$849,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $427/sq ft; this home is listed at $382/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
40 N St Augustine Boulevard, St. Augustine, FL 32080Listed by SAVVY AVENUE, LLC.Aug 2026$830,000$4273/21,946950.2
304 Ribault Street, St. Augustine, FL 32080Listed by MAXREV, LLCJul 2026$900,000$4324/2.52,084280.2
103 Coronado Street, St. Augustine, FL 32080Listed by LPT REALTY LLCJun 2026$485,000$2904/2.51,675520.2
102 Zoratoa Avenue, St. Augustine, FL 32080Listed by RE/MAX UNLIMITEDSep 2026$435,000$2423/21,800720.4
5 Solano Avenue, St. Augustine, FL 32080Listed by PONTE VEDRA CLUB REALTY, INC.Oct 2026$675,000$3154/2.52,1421330.6
16 Locust Street, St. Augustine, FL 32084Listed by THE NEWCOMER GROUPJun 2026$1,148,000$5834/41,970400.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$759,000
Price / Sq Ft$382
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,985
Total Structure Area1,985 sq ft
Acres0.37 acres
Year Built1955
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesNortheast

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryR. B. Hunt
Reported middleSebastian
Reported highSt. Augustine
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address406 Arredondo Avenue, St. Augustine, FL 32080
Area323-Davis Shores
SubdivisionDavis Shores
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size16,117.2 sq ft
Lot Dimensions100x158x25x83x161
Parcel Number2157300000
ZoningSingle Family

Amenities

Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesFire Pit
Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard
RoofMetal
ConstructionBlock, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedJune 18, 2026
Days on Market136
Tax Amount$8,076.62
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Davis Shores

Davis Shores is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Davis Shores homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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