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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Davis Shores, St. Augustine.

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Sold

Sold·Closed Aug 21, 2026·95 days on market·Recent sales in Davis Shores·Davis Shores

40 N St Augustine Boulevard

St. Augustine, FL 32080

$830,000sold priceListed at $849,000 · 97.8% of asking$427/sqftMLS# 2142872
3
Beds
2
Baths
1,946
Sq Ft
1940
Built
—
Garage
No
Pool

24 more homes for sale in Davis Shores →Search Davis Shores on the map

FEMA Zone XNo HOASingle Family Residence1 story

About this home

Davis Shores

Welcome to your perfect slice of St. Augustine living! This beautifully maintained 3-bed, 2-bath home blends comfort, convenience, and coastal charm just minutes from historic downtown, beaches, and local dining. Fully furnished and investor-ready, this turnkey short-term rental is set to generate income from day one, with proven 5-star performance on Airbnb and VRBO. Inside, enjoy an open-concept living and kitchen area with ample cabinetry, all-new 2025 appliances, and seamless flow for entertaining. A separate dining room and nearby laundry/pantry add functionality. Major updates include a new roof (2024) and HVAC (2026). The spacious primary suite features an en-suite bath, while two additional bedrooms offer flexibility for guests, family, or a home office. Enjoy Florida living on the back porch, perfect for morning coffee or evening relaxation. The property also includes a 1-car garage and a spacious, beautifully landscaped yard with abundant plants, flowers, and plenty of shade.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,597
Property taxesest. at asking price, St. Johns County$1,104
Estimated total, before insurance$5,702/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$830,000
$166,000
Loan Term
Monthly Payment
$4,597
Principal & Interest: $4,597
Property taxes (est.): $1,104
Insurance (est.): $553
Estimated Total Monthly
$6,255
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $907,000 in October 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$552,890$502,168—
2024$544,465$489,579—
2023$547,344$473,863—
2022$460,520$199,454—
2021$355,334$192,188—
2020$331,693$188,844—

Estimated taxes if purchased at asking price: ~$13,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 14, 2026Closed$849,000
  • Aug 6, 2026Pending$849,000
  • May 1, 2026Listed$849,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $432/sq ft; this home is listed at $436/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
103 Coronado Street, St. Augustine, FL 32080Listed by LPT REALTY LLCJun 2026$485,000$2904/2.51,675520.3
102 Zoratoa Avenue, St. Augustine, FL 32080Listed by RE/MAX UNLIMITEDSep 2026$435,000$2423/21,800720.4
304 Ribault Street, St. Augustine, FL 32080Listed by MAXREV, LLCJul 2026$900,000$4324/2.52,084280.4
28 Joiner Street, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$655,000$4753/21,37830.6
5 Solano Avenue, St. Augustine, FL 32080Listed by PONTE VEDRA CLUB REALTY, INC.Oct 2026$675,000$3154/2.52,1421330.7
16 Locust Street, St. Augustine, FL 32084Listed by THE NEWCOMER GROUPJun 2026$1,148,000$5834/41,970400.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$849,000
Price / Sq Ft$436
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,946
Year Built1940
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address40 N St Augustine Boulevard, St. Augustine, FL 32080
Area323-Davis Shores
SubdivisionDavis Shores
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number2135300000

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected, Propane
Water SourcePublic, Well
ParkingCircular Driveway, Garage

Interior

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Induction Cooktop, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Hot Water, Propane
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedMay 1, 2026
Days on Market95
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SAVVY AVENUE, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Davis Shores

Davis Shores is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Davis Shores homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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