This home is in Davis Shores, St. Augustine.

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Active

Active·76 days on market·Davis Shores

40 N St Augustine Boulevard

St. Augustine, FL 32080

$849,000$436/sqftEst. $4,519/moMLS# 2142872

Beds

Baths

1,946

Sq Ft

1940

Built

—

Garage

Pool

About this home

Davis Shores

Welcome to your perfect slice of St. Augustine living! This beautifully maintained 3-bed, 2-bath home blends comfort, convenience, and coastal charm just minutes from historic downtown, beaches, and local dining. Fully furnished and investor-ready, this turnkey short-term rental is set to generate income from day one, with proven 5-star performance on Airbnb and VRBO. Inside, enjoy an open-concept living and kitchen area with ample cabinetry, all-new 2025 appliances, and seamless flow for entertaining. A separate dining room and nearby laundry/pantry add functionality. Major updates include a new roof (2024) and HVAC (2026). The spacious primary suite features an en-suite bath, while two additional bedrooms offer flexibility for guests, family, or a home office. Enjoy Florida living on the back porch, perfect for morning coffee or evening relaxation. The property also includes a 1-car garage and a spacious, beautifully landscaped yard with abundant plants, flowers, and plenty of shade.

Cost to own

Mortgage calculator

Home Price

$849,000

Down Payment: 20%

$169,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,315

Principal & Interest: $4,315

Est. Taxes & Insurance: $1,079

Estimated Total Monthly

$5,394

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,519

Property taxesest. at asking price, St. Johns County$1,130

Estimated total, before insurance$5,648/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $907,000 in October 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$552,890	$502,168	—
2024	$544,465	$489,579	—
2023	$547,344	$473,863	—
2022	$460,520	$199,454	—
2021	$355,334	$192,188	—
2020	$331,693	$188,844	—

Estimated taxes if purchased at asking price: ~$13,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 1, 2026Listed$849,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$849,000

Price / Sq Ft$436

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,946

Year Built1940

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address40 N St Augustine Boulevard, St. Augustine, FL 32080

Area323-Davis Shores

SubdivisionDavis Shores

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32080

Parcel Number2135300000

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected, Propane

Water SourcePublic, Well

ParkingCircular Driveway, Garage

Interior

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Induction Cooktop, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Hot Water, Propane

CoolingCentral Air, Electric

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