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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Davis Shores, St. Augustine — a home near St. Augustine High School.

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Active

Active·92 days on market·Davis Shores

26 Miruela Avenue

St. Augustine, FL 32080

$777,000$370/sqftEst. $4,304/moMLS# 2155899
↓ $3,000 below original list
4
Beds
3
Baths
2,100
Sq Ft
1948
Built
1
Garage
No
Pool

23 more homes for sale in Davis Shores →Search Davis Shores on the map

FEMA Zone AENo HOA13,068 sqft lotSingle Family Residence1 story

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About this home

Davis Shores

Imagine coastal living in this charmingly styled home, where classic design meets modern convenience. As you step inside, you'll be welcomed by an abundance of natural light, thanks to skylights that enhance every room and create a serene spa-like ambiance. The warmth of real hardwood floors adds a nostalgic touch, perfectly complementing the updated, open kitchen. This home features two inviting living spaces, ideal for relaxation and gathering with loved ones, along with a separate dining room that is perfect for entertaining. The crown molding throughout the home adds a sophisticated flair, while the oversized primary shower offers a luxurious retreat. Sitting on a rare double lot on Anastasia Island, this property includes a shallow irrigation well for your landscaping needs. Enjoy peace of mind with a newer roof, updated AC units, renovated bathrooms, and a sump pump equipped with a dehumidifier in the crawl space to prevent water build-up during the rainy season.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,304
Property taxesest. at asking price, St. Johns County$1,034
Estimated total, before insurance$5,338/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$777,000
$155,400
Loan Term
Monthly Payment
$4,304
Principal & Interest: $4,304
Property taxes (est.): $1,034
Insurance (est.): $518
Estimated Total Monthly
$5,856
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1948)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,698 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:28 AM, sunset 6:53 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $180/yr

Estimated taxes if purchased at asking price: ~$12,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 13, 2026Price change$777,000−$3,000
  • Jul 17, 2026Listed$780,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $315/sq ft; this home is listed at $370/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
74 N St Augustine Boulevard, St. Augustine, FL 32080Listed by NON MLS (realMLS)Jun 2026$730,000$2683/22,726560.2
40 N St Augustine Boulevard, St. Augustine, FL 32080Listed by SAVVY AVENUE, LLC.Aug 2026$830,000$4273/21,946950.3
304 Ribault Street, St. Augustine, FL 32080Listed by MAXREV, LLCJul 2026$900,000$4324/2.52,084280.4
103 Coronado Street, St. Augustine, FL 32080Listed by LPT REALTY LLCJun 2026$485,000$2904/2.51,675520.4
102 Zoratoa Avenue, St. Augustine, FL 32080Listed by RE/MAX UNLIMITEDSep 2026$435,000$2423/21,800720.6
5 Solano Avenue, St. Augustine, FL 32080Listed by PONTE VEDRA CLUB REALTY, INC.Oct 2026$675,000$3154/2.52,1421330.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$777,000
Price / Sq Ft$370
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,100
Total Structure Area2,972 sq ft
Acres0.30 acres
Year Built1948
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage, Spanish
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesSoutheast

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryR. B. Hunt
Reported middleSebastian
Reported highSt. Augustine
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address26 Miruela Avenue, St. Augustine, FL 32080
Area323-Davis Shores
SubdivisionDavis Shores
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size13,068 sq ft
Lot Dimensions97.37x123.89x114.15x125.96
Parcel Number2143300000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, Garage, On Street
ViewOther

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Kitchen Island, Primary Bathroom - Shower No Tub
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Split System
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit
Window FeaturesSkylight(s)
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionFew Trees, Other
Patio / PorchPorch, Rear Porch, Screened
FencingBack Yard, Privacy, Wire
RoofShingle
ConstructionConcrete, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 17, 2026
Days on Market95
Tax Amount$180.19
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JPAR CITY AND BEACH

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Davis Shores

Davis Shores is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Davis Shores homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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