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This home is in Davis Shores, St. Augustine — a home near St. Augustine High School.

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Active

Active·45 days on market·Davis Shores

1440 Corunna Street

St. Augustine, FL 32080

$739,000$296/sqftEst. $3,795/moMLS# 2075237

Beds

Baths

2,499

Sq Ft

2002

Built

Garage

Pool

About this home

Davis Shores

RARE VALUE ON ANASTASIA ISLAND! Priced at $739,000--currently $87,000 below the $826,000 Just Market Value reflected in St. Johns County Property Appraiser records. Tucked beneath a canopy of majestic oaks on a generous corner lot, this distinctive five-bedroom, three-bath home offers an unbeatable location just one block from Anastasia State Park and a short bike ride to the beach in Menendez Park. Featuring a side-entry two-car garage, this residence combines timeless charm, character, and the laid-back coastal lifestyle. Step inside to a breathtaking main living area, where soaring 20-foot wood ceilings create an inviting, airy ambiance filled with natural light. The living room is anchored by a fireplace, creating a warm and welcoming space for relaxing on cool ocean-breeze evenings. The recently updated kitchen features granite countertops, fresh paint, stainless steel appliances, and an island with bar-top seating that opens to a bright breakfast nook.

Cost to own

Mortgage calculator

Home Price

$739,000

Down Payment: 20%

$147,800

Interest Rate: 6.65%

Loan Term

Monthly Payment

$3,795

Principal & Interest: $3,795

Property taxes (est.): $983

Insurance (est.): $493

Estimated Total Monthly

$5,271

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,795

Property taxesest. at asking price, St. Johns County$983

Estimated total, before insurance$4,779/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,923/yr · $327/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$842,202	$280,677	—
2023	$874,769	$269,606	—
2022	$728,378	$258,182	—
2021	$576,050	$247,283	—
2020	$451,218	$240,997	—

2024 property taxes (current owner): $3,923/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,699 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History