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Active

Active·45 days on market

1655 The Greens Way 3325

Jacksonville Beach, FL 32250

$225,000$195/sqftEst. $1,147/moMLS# 2151180

Beds

Baths

1,156

Sq Ft

1995

Built

—

Garage

Pool

About this home

Jacksonville Beach

Welcome to 1655 The Greens Way #3325, a beautifully updated 2-bedroom, 2-bath second floor condo offering 1,156 square feet of comfortable coastal living in Jacksonville Beach. This bright and inviting home features its own private stairwell access, soaring vaulted ceilings, and the added privacy of no unit above and no neighbors directly behind the building. Inside, you will find modern lighting and fixtures, updated LG appliances, and a desirable split floor plan that creates privacy between the bedrooms. The spacious primary suite includes a walk-in closet, while the indoor laundry adds everyday convenience. Enjoy morning coffee or evening breezes from the screened-in back patio, perfectly positioned for a peaceful retreat. Located just a bike ride or short drive from the beach, shopping, dining, and everything Jacksonville Beach has to offer, this condo combines privacy, style, and convenience in one move-in-ready package.

Cost to own

Mortgage calculator

Home Price

$225,000

Down Payment: 20%

$45,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,147

Principal & Interest: $1,147

Property taxes (est.): $367

Insurance (est.): $150

Estimated Total Monthly

$1,665

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,147

Property taxesest. at asking price, Duval County$367

HOAbilled monthly$469

Estimated total, before insurance$1,984/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$221,000	$221,000	—
2024	$225,000	$190,333	—
2023	$223,000	$173,030	—
2022	$174,000	$157,300	—
2021	$143,500	$143,000	—
2020	$130,000	$130,000	—

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 27, 2026Price change$225,000−$10,000
Jul 13, 2026Price change$235,000−$4,000
Jun 18, 2026Listed$239,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$225,000

Price / Sq Ft$195

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,156

Year Built1995

TypeResidential

Sub-TypeCondominium

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

School Information

ElementarySan Pablo

MiddleDuncan Fletcher

HighDuncan Fletcher

Community Information

Address1655 The Greens Way 3325, Jacksonville Beach, FL 32250

Area214-Jacksonville Beach-SW

SubdivisionThe Palms

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Parcel Number1817801022

Amenities

AmenitiesPool, Barbecue, Car Wash Area, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Management - Off Site, Pickleball, RV/Boat Storage, Spa/Hot Tub, Tennis Court(s), Trash

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Assigned, Electric Vehicle Charging Station(s), Guest, RV Access/Parking

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), His and Hers Closets, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryIn Unit

SecurityFire Sprinkler System, Smoke Detector(s)