Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Palms at Marsh Landing, Jacksonville Beach — a gated community home in Jacksonville.

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Active Under Contract

Active Under Contract·2 days on market·Palms at Marsh Landing

1655 The Greens Way 3031

Jacksonville Beach, FL 32250

$227,000$196/sqftEst. $1,173/moMLS# 2161642

Beds

Baths

1,156

Sq Ft

1995

Built

—

Garage

Pool

About this home

Palms at Marsh Landing

THIS CONDO NEEDS YOU. It's ready for someone new to make it their own. Top-floor living means vaulted ceilings and no neighbors overhead! This 2-bedroom, 2-bath condo also offers an enclosed flex space ready to become your office, reading nook, creative space, or simply a little extra room to spread out. Move in and make it yours over time. Your style. Your timeline. Your home. And the lifestyle is already waiting. Enjoy two community pools, pickleball, tennis, a fitness center, and a clubhouse, without the upkeep. Jacksonville Beach, Mayo Clinic, UNF, shopping, dining, and St. Johns Town Center are all within easy reach. Whether you're simplifying, looking for a lock-and-leave lifestyle, or just want to spend less time taking care of a home and more time living your life, this condo gives you the freedom to do exactly that. Come see it, imagine the possibilities, and make it yours. Updates: HVAC (2024), floors (2023), Windows (2020), Refrigerator & Dishwasher replaced (2020).

Cost to own

Mortgage calculator

Home Price

$227,000

Down Payment: 20%

$45,400

Interest Rate: 6.71%

Loan Term

Monthly Payment

$1,173

Principal & Interest: $1,173

Property taxes (est.): $371

Insurance (est.): $151

Estimated Total Monthly

$1,695

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,173

Property taxesest. at asking price, Duval County$371

HOAbilled monthly$469

Estimated total, before insurance$2,013/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$605/yr · $50/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$221,000	$25,000	—
2024	$225,000	$25,000	—
2023	$223,000	$25,000	—
2022	$174,000	$25,000	—
2021	$143,500	$25,000	—
2020	$130,000	$25,000	—

2025 property taxes (current owner): $605/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,652 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 2, 2026Active Under Contract$227,000
Sep 1, 2026Active$227,000
Aug 22, 2026Listed$227,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$227,000

Price / Sq Ft$196

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,156

Acres0.03 acres

Year Built1995

TypeResidential

Sub-TypeCondominium

StyleOther

Property ConditionUpdated/Remodeled

StatusActive Under Contract

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

School Information

ElementarySeabreeze

MiddleDuncan Fletcher

HighDuncan Fletcher

Community Information

Address1655 The Greens Way 3031, Jacksonville Beach, FL 32250

Area214-Jacksonville Beach-SW

SubdivisionPalms At Marsh Landing Condo

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size1,306.8 sq ft

Parcel Number1817800954

ZoningCondominium

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Pickleball, RV/Boat Storage, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAssigned, Guest, On Street, RV Access/Parking

ViewTrees/Woods