Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Royal St Augustine, St. Augustine — a golf course home in St. Johns County.

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Active Under Contract

Active Under Contract·45 days on market·Royal St Augustine

917 Oxford Drive

St. Augustine, FL 32084

$569,000$275/sqftEst. $2,901/moMLS# 2150833

Beds

Baths

2,070

Sq Ft

2001

Built

Garage

Pool

About this home

Royal St Augustine

The search is truly over. Introducing a rare and distinguished offering within the highly sought-after Royal St. Augustine where elevated design, thoughtful upgrades, and an unbeatable location converge. Perfectly positioned on a private homesite backing to both a protected conservation area and a manicured golf green, this extensively renovated residence delivers a level of finish and refinement that is seldom found within the community. From the moment you step inside, the home makes an immediate impression with soaring 10-foot ceilings, wide-plank luxury vinyl flooring carried seamlessly throughout, and an abundance of natural light that enhances the expansive open-concept design. The main living area is anchored by a striking, floor-to-ceiling stone-accented wood-burning fireplace, complemented by a custom shiplap feature wall creating a space that feels both grand and inviting.

Cost to own

Mortgage calculator

Home Price

$569,000

Down Payment: 20%

$113,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,901

Principal & Interest: $2,901

Property taxes (est.): $757

Insurance (est.): $379

Estimated Total Monthly

$4,038

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,901

Property taxesest. at asking price, St. Johns County$757

HOAbilled quarterly$75

Estimated total, before insurance$3,733/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,901/yr · $408/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $410,000 in November 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$376,447	$325,725	—
2024	$382,871	$321,177	—
2023	$360,366	$310,366	—
2022	$360,469	$136,890	—
2021	$273,377	$130,476	—
2020	$297,913	$127,294	—

2025 property taxes (current owner): $4,901/yr

Estimated taxes if purchased at asking price: ~$9,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,541 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 24, 2026Active Under Contract$569,000
Jun 18, 2026Listed$569,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$569,000

Price / Sq Ft$275

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,070

Acres0.20 acres

Year Built2001

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address917 Oxford Drive, St. Augustine, FL 32084

Area336-Ravenswood/West Augustine

SubdivisionRoyal St Augustine

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Lot Size8,712 sq ft

Parcel Number0892830860

ZoningResidential

Amenities

AmenitiesBasketball Court, Clubhouse, Pickleball, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage, Garage Door Opener, Off Street, On Street

ViewGolf Course, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)