This home is in San Jose, Jacksonville — a home near Atlantic Coast High School.
Sold·Closed Jul 15, 2026·7 days on market·Recent sales in San Jose·San Jose
3735 Ponce De Leon Avenue
Jacksonville, FL 32217
14 more homes for sale in San Jose →Search San Jose on the map
About this home
San Jose
**Brand New windows scheduled for installation by July 2026** Nestled beneath mature oaks in one of Jacksonville's most established neighborhoods, this beautifully renovated concrete block home offers the perfect blend of timeless character and modern luxury. Featuring 4 bedrooms, 3 bathrooms, and nearly 2,374 square feet, the thoughtfully designed floor plan includes two primary suites, multiple living areas, and an open-concept layout ideal for both everyday living and entertaining. At the heart of the home, the stunning chef's kitchen showcases white shaker cabinetry, quartz countertops, a marble tile backsplash, stainless steel appliances, and a large island overlooking the living and dining spaces. A spacious family room with wet bar provides the perfect place to gather, while the private second primary suite offers exceptional flexibility for multigenerational living, guests, or a luxurious owner's retreat.
Next steps in San Jose
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1956)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,463 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $296,566 | $127,698 | ▲ $17,596 |
| 2024 | $279,823 | $123,392 | ▲ $9,548 |
| 2023 | $289,676 | $118,342 | ▲ $7,997 |
| 2022 | $272,445 | $113,439 | — |
| 2021 | $210,874 | $108,679 | — |
| 2020 | $200,981 | $106,489 | — |
2025 property taxes (current owner): $2,813/yr
Estimated taxes if purchased at asking price: ~$9,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 15, 2026Closed$450,000
- Jun 13, 2026Listed$450,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $189/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3637 Pizarro Road, Jacksonville, FL 32217Listed by RE/MAX UNLIMITED | Sep 2026 | $319,000 | $187 | 3/2 | 1,702 | 163 | 0.3 |
| 7033 Catalonia Avenue, Jacksonville, FL 32217Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Sep 2026 | $532,500 | $191 | 3/3 | 2,782 | 10 | 0.6 |
| 2911 Cadiz Avenue, Jacksonville, FL 32217Listed by HASSLE-FREE REALTY LLC | Aug 2026 | $435,000 | $204 | 4/3.5 | 2,132 | 89 | 0.6 |
| 6883 Skinners Dairy Way, Jacksonville, FL 32217Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $348,000 | $204 | 3/2.5 | 1,710 | 84 | 0.7 |
| 2432 Jose Circle S, Jacksonville, FL 32217Listed by SPECTRUM REALTY SERVICES | Oct 2026 | $430,000 | $218 | 3/3 | 1,971 | 16 | 0.8 |
| 2801 Alvarado Avenue, Jacksonville, FL 32217Listed by PENINSULA PROPERTIES REALTY INC | Sep 2026 | $550,000 | $187 | 4/2.5 | 2,942 | 30 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About San Jose
San Jose is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.
View all San Jose homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines