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This home is in San Jose, Jacksonville.

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Active

Active·Listed today·San Jose

7033 Catalonia Avenue

Jacksonville, FL 32217

$540,000$194/sqftEst. $2,785/moMLS# 2158005

Beds

Baths

2,782

Sq Ft

1962

Built

Garage

Pool

About this home

San Jose

Beautifully updated all-brick home in the heart of San Jose! Offering 2,782 square feet of thoughtfully designed living space, this 3-bedroom, 3-bath residence combines timeless character with tasteful modern updates. Original hardwood floors complement the renovated kitchen featuring quartz countertops, 42'' cabinetry, stainless steel appliances, under-cabinet lighting, and a new Bosch dishwasher. The sellers are also open to leaving the center island, making the space even more functional for the next owner. Multiple living spaces--including a spacious living room, dining room, family room, and versatile game room/flex space--provide endless options for entertaining, working from home, or everyday living. Recent enhancements include plantation shutters, recessed can lighting, custom built-ins in the family room, updated flooring in the kitchen and family room, and elegant paneled walls in the game room, creating warmth and character throughout.

Cost to own

Mortgage calculator

Home Price

$540,000

Down Payment: 20%

$108,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,785

Principal & Interest: $2,785

Property taxes (est.): $882

Insurance (est.): $360

Estimated Total Monthly

$4,026

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,785

Property taxesest. at asking price, Duval County$882

Estimated total, before insurance$3,666/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,590/yr · $466/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,590/yr

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1962)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,389 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 7, 2026Active$540,000
Jul 31, 2026Listed$540,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$540,000

Price / Sq Ft$194

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,782

Acres0.26 acres

Year Built1962

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address7033 Catalonia Avenue, Jacksonville, FL 32217

Area012-San Jose

SubdivisionSan Jose

CityJacksonville

CountyDuval

StateFL

Zip Code32217

Lot Size11,325.6 sq ft

Parcel Number1503150000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

SecuritySmoke Detector(s)