This home is in Jacksonville — a pool home in Jacksonville.
Sold·Closed Oct 5, 2026·16 days on market·Recent sales in Jacksonville
2432 Jose Circle S
Jacksonville, FL 32217
About this home
Jacksonville
Welcome home to this charming all-brick 3-bedroom, 3-bath residence offering timeless appeal and exceptional indoor-outdoor living. Designed for both everyday comfort and entertaining, the spacious backyard features a sparkling pool, expansive yard, and a covered patio perfect for weekend gatherings, cookouts, or simply relaxing year-round. Inside, the eat-in kitchen is equipped with stainless steel appliances and ample cabinet space, flowing seamlessly into the home's inviting living areas. The thoughtfully designed floor plan provides generous bedrooms, three full bathrooms, and comfortable living spaces for family and guests alike. A very spacious 1-car garage offers abundant storage for vehicles, tools, and recreational gear. Combining classic brick construction, functional living spaces, and an entertainer's backyard, this home is a must-see!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1957)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,580 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave Sabout 14 mi · 28 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 5 mi · 4 mi of trails
Closest public boat ramp
Goodby's Creek Boat Rampabout 1 mi · St. Johns River - Goodby's Creek
Closest kayak & paddleboard launch
Alejandro Garces Camp Tomahawk Park Paddlecraft Accessabout 0.8 mi · Goodby's Creek
Closest youth league fields
David A. & Linda B. Stein Jewish Community Allianceabout 0.5 mi · Basketball
Closest grocery store
Aldiabout 2 mi · 8775 Old Kings Road South, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,537/yr
Estimated taxes if purchased at asking price: ~$8,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 6, 2026Closed$489,500
- Aug 10, 2026Active Under Contract$489,500
- Jul 21, 2026Listed$489,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219/sq ft; this home is listed at $248/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 7920 Scotland Road, Jacksonville, FL 32217Listed by BASS PROFESSIONAL REALTY, INC | Sep 2026 | $226,000 | $145 | 3/2 | 1,554 | 4 | 0.3 |
| 4060 Corrientes Court S, Jacksonville, FL 32217Listed by THE LEGENDS OF REAL ESTATE | Sep 2026 | $460,000 | $241 | 3/2 | 1,907 | 56 | 0.3 |
| 3725 Darnall Place, Jacksonville, FL 32217Listed by PUBLIC SERVICES REALTY | Oct 2026 | $395,000 | $174 | 3/2.5 | 2,269 | 5 | 0.4 |
| 4068 Corrientes Court S, Jacksonville, FL 32217Listed by RE/MAX SPECIALISTS | Oct 2026 | $419,900 | $219 | 3/2 | 1,917 | 59 | 0.4 |
| 4059 Corrientes Court S, Jacksonville, FL 32217Listed by IDEAL REALTY CONNECTIONS | Oct 2026 | $404,000 | $259 | 2/2 | 1,557 | 73 | 0.4 |
| 8423 Mizner Circle E, Jacksonville, FL 32217Listed by KELLER WILLIAMS JACKSONVILLE | Oct 2026 | $430,000 | $187 | 3/2 | 2,297 | 270 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SPECTRUM REALTY SERVICES
Sold by: KELLY WHITAKER, BROKER (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines