This home is in Silver Landing, Jacksonville.

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Active

Active·48 days on market·Silver Landing

25 Silver Lily Way

Jacksonville, FL 32092

$990,000$269/sqftEst. $5,048/moMLS# 2149946

Beds

Baths

3,678

Sq Ft

2024

Built

Garage

Pool

About this home

Silver Landing

Welcome to this one of a kind, DreamFinders Boca II! This 6 Bed, 5 Bath home includes over 3,500 sq ft of space AND one of the largest lots in the neighbourhood at 0.68 acres. A truly unique combination. Downstairs includes 4 beds and 3 baths (incl master suite) and upstairs includes two oversize guests suites (a huge optional upgrade to the Boca Floorplan. Upon arrival you will be greeted by upgraded light fixtures across the front of the house and grand double door entrance way. Walking through the house, you will find builder upgrades everywhere: including (but not limited to) upgraded LVP throughout the home (except wet rooms, where even the tile is upgraded,) tray ceilings, chefs kitchen, tile backsplash, bay windows in bedrooms and large additional dual suite bedrooms upstairs (both with walk in closets.)

Cost to own

Mortgage calculator

Home Price

$990,000

Down Payment: 20%

$198,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$5,048

Principal & Interest: $5,048

Property taxes (est.): $1,317

Insurance (est.): $660

Estimated Total Monthly

$7,025

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$5,048

Property taxesest. at asking price, St. Johns County$1,317

HOAbilled monthly$122

Estimated total, before insurance$6,487/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,117/yr · $676/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $618,300 in May 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$616,601	$565,879	—
2024	$100,000	$100,000	—

2025 property taxes (current owner): $8,117/yr

Estimated taxes if purchased at asking price: ~$15,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 10, 2026Listed$990,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$990,000

Price / Sq Ft$269

Bedrooms6

Bathrooms5.00

Full Baths5

Square Footage3,678

Total Structure Area4,500 sq ft

Acres0.68 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleA-Frame

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address25 Silver Lily Way, Jacksonville, FL 32092

Area305-World Golf Village Area-Central

SubdivisionSilver Landing

CityJacksonville

CountySt. Johns

StateFL

Zip Code32092

Lot Size29,620.8 sq ft

Parcel Number0279723980

Amenities

AmenitiesPool, Clubhouse, Park, Playground

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Off Street

ViewTrees/Woods

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Oven, Freezer, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories2

LaundryGas Dryer Hookup, Lower Level, Washer Hookup