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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Silver Landing, St. Augustine a new construction home in St. Johns County.

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Pending

Pending·73 days on market·Silver Landing

956 Silver Landing Drive

St. Augustine, FL 32092

$623,990$233/sqftEst. $3,211/moMLS# 2148163
5
Beds
4
Baths
2,681
Sq Ft
2026
Built
3
Garage
No
Pool

About this home

Silver Landing

Sample Photos * Welcome to 956 Silver Landing Drive, a beautifully appointed Fleming II with Bonus floor plan offering 4 to 5 spacious bedrooms and an exceptional blend of comfort and luxury. Designed with an open-concept layout, this home features a versatile upstairs bonus room, perfect for a home office, media room, or additional living space. The gourmet kitchen is a true centerpiece, showcasing quartz countertops, 42-inch white cabinetry, a stylish tile backsplash, a large center island, a microwave/oven combination, and a chef's hood over the gas cooktop. Extended cabinetry in the café area provides additional storage and functionality, making this space ideal for both everyday living and entertaining.

Cost to own

Mortgage calculator

$623,990
$124,798
Loan Term
Monthly Payment
$3,211
Principal & Interest: $3,211
Property taxes (est.): $830
Insurance (est.): $416
Estimated Total Monthly
$4,458
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$3,211
Property taxesest. at asking price, St. Johns County$830
HOAbilled annually$30
Estimated total, before insurance$4,072/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,525/yr · $127/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$117,000$110,000
2024$100,000$100,000

2025 property taxes (current owner): $1,525/yr

Estimated taxes if purchased at asking price: ~$10,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 5, 2026Pending$623,990
  • Jun 1, 2026Listed$623,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$623,990
Price / Sq Ft$233
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,681
Total Structure Area3,018 sq ft
Acres0.27 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address956 Silver Landing Drive, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionSilver Landing
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size11,761.2 sq ft
Lot Dimensions60X150
Parcel Number0279724130
ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Playground, Tennis Court(s)
UtilitiesCable Available, Natural Gas Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAdditional Parking, Attached, Garage
ViewProtected Preserve

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Concrete, Tile
# of Stories2
LevelsTwo
SecuritySmoke Detector(s)

Exterior

RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedJune 1, 2026
Days on Market68
HOA Fees$365 / Annually
HOA FrequencyAnnually
HOA NameTotal Professional
Tax Amount$1,525.45
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About Silver Landing

Silver Landing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Silver Landing homes for sale →

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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