This home is in Cherry Elm Townhomes, St. Augustine — a new construction home in St. Johns County.
Active·6 days on market·Cherry Elm Townhomes
220 Silver Myrtle Court
St. Augustine, FL 32092
19 more homes for sale in Cherry Elm Townhomes →Search Cherry Elm Townhomes on the map
About this home
Cherry Elm Townhomes
What's Special: End Unit | 2nd Floor Laundry Room | Loft. New Construction - January Completion! Built by America's Most Trusted Home Builder. Welcome to the Laurel at 220 Silver Myrtle Court in Cherry Elm at SilverLeaf! This inviting new end-unit townhome opens with a welcoming foyer that flows into a bright, open-concept design where the great room, dining area, and kitchen come together seamlessly. The kitchen is a standout with a spacious island, ample cabinetry, and beautiful quartz countertops, all overlooking the main living space. A sliding glass door near the dining area leads to a relaxing covered lanai, creating an easy indoor-outdoor connection. Upstairs, a versatile loft anchors the primary suite featuring a full bathroom and walk-in closet, along with two secondary bedrooms and a conveniently located laundry room.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2027)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,747 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:19 AM, sunset 7:13 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $10,545,000 in January 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $69,000 | $69,000 | — |
| 2024 | $68,000 | $63,800 | — |
| 2023 | $58,000 | $58,000 | — |
Estimated taxes if purchased at asking price: ~$6,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 23, 2026Price change$383,990−$1,000
- Aug 30, 2026Pending$384,990
- Jul 23, 2026Price change$384,990+$5,000
- Jun 9, 2026Listed$379,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Cherry Elm Townhomes
Cherry Elm Townhomes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all Cherry Elm Townhomes homes for sale →Keep looking
More homes in Cherry Elm Townhomes
For Sale254 Silver Myrtle CourtSt. Augustine, FL 32092
3 bd · 2.5 ba · 1,899 sq ft
$383,990Est. $2,044/moWhat's Special: End Unit | Loft | Large Kitchen Island. New Construction - December Completion! Built by America's Most…
Listing Office: taylor morrison realty of fla
Pending422 Cherry Elm DriveSt. Augustine, FL 32259
3 bd · 2.5 ba · 1,899 sq ft
$379,990Est. $2,022/moWhat's Special: End Unit | Larger Lot | Covered Lanai | Premium Location. New Construction - September Completion!…
Listing Office: taylor morrison realty of fla
Pending212 Silver Myrtle CourtSt. Augustine, FL 32092
3 bd · 2.5 ba · 1,899 sq ft
$389,990Est. $2,076/moWhat's Special: Oversized Lot | Covered Patio | Loft. New Construction - December Completion! Built by America's Most…
Listing Office: taylor morrison realty of fla
Pending442 Cherry Elm DriveSt. Augustine, FL 32092
3 bd · 2.5 ba · 1,899 sq ft
$389,990Est. $2,076/moWhat's Special: Corner Lot | Pond View | Loft | Covered Lanai. New Construction - October Completion! Built by…
Listing Office: taylor morrison realty of fla
Keep looking
Similar homes in St. Augustine
Explore the area
More in Cherry Elm Townhomes
Cherry Elm Townhomes guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines