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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Johns Creek, St. Augustine — a home near Beachside High School.

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Active

Active·135 days on market·Johns Creek

357 Huffner Hill Circle

St. Augustine, FL 32092

$599,000$199/sqftEst. $3,292/mo mortgageMLS# 2149237
↓ $31,000 below original list
5
Beds
3.5
Baths
3,009
Sq Ft
2014
Built
2
Garage
No
Pool

14 more homes for sale in Johns Creek →Search Johns Creek on the map

FEMA Zone XHOA $10/mo10,454 sqft lotWaterfrontSingle Family Residence2 stories

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About this home

Johns Creek

WATERFRONT PRESERVE POOL-SIZED HOMESITE IN JOHNS CREEK! BRAND NEW 2026 HVAC!!! Welcome to Johns Creek, one of St. Johns County's most established and sought-after communities, known for its outstanding amenities, convenient location, and access to A-rated St. Johns County schools. Situated on a premium oversized homesite overlooking a stunning preserve and picturesque lake, this beautifully updated 5-bedroom, 3.5-bathroom home offers the perfect combination of space, privacy, and breathtaking natural views. With over 3,000 square feet of thoughtfully designed living space, this home is ideal for growing families, multigenerational living, or anyone seeking room to spread out. Freshly updated with NEW interior paint (2025), NEW luxury vinyl plank flooring (2025), and NEW upstairs carpet (2025), the home is truly move-in ready. The flexible floor plan features a spacious primary suite on the first floor

Next steps in Johns Creek

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,292
Property taxesest. at asking price, St. Johns County$797
HOAbilled annually$10
Estimated total, before insurance$4,098/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,617/yr · $801/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$599,000
$119,800
Loan Term
Monthly Payment
$3,292
Principal & Interest: $3,292
Property taxes (est.): $797
Insurance (est.): $399
Estimated Total Monthly
$4,488
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,780 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:33 AM, sunset 6:48 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$482,724$482,724—
2024$501,369$451,253—
2023$484,414$410,230—
2022$429,129$372,936—
2021$339,033$339,033—
2020$315,466$230,964—

2025 property taxes (current owner): $9,617/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 2, 2026Price change$599,000−$16,000
  • Jul 30, 2026Price change$615,000−$15,000
  • Jun 9, 2026Listed$630,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $288/sq ft; this home is listed at $199/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
23 Pine Grove Point, St. Augustine, FL 32092Listed by PERRY HOMESSep 2026$1,178,900$3363/3.53,5081780.4
271 Courtney Chase Drive, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Oct 2026$785,600$2884/3.52,729570.6
463 Canopy Forest Drive, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$804,375$2884/32,79120.6
637 Watervale Drive, St. Augustine, FL 32092Listed by LPT REALTY LLCSep 2026$520,000$2364/32,2041510.6
215 Brooke Ridge Way, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Oct 2026$1,067,405$3333/33,205150.8
1476 Greyfield Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER ANABASIS REALTYOct 2026$556,000$1904/32,919541

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,000
Price / Sq Ft$199
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,009
Total Structure Area3,805 sq ft
Acres0.24 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesNorth

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryCunningham Creek
Reported middleSwitzerland Point
Reported highBeachside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address357 Huffner Hill Circle, St. Augustine, FL 32092
Area304- 210 South
SubdivisionJohns Creek
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size10,454.4 sq ft
Parcel Number0099820660

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Maintenance Grounds, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights
UtilitiesCable Not Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond, Protected Preserve
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryIn Unit, Sink

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionStone Veneer, Stucco

Additional Information

Date ListedJune 9, 2026
Days on Market131
HOA Fees$115 / Annually
HOA FrequencyAnnually
Tax Amount$9,616.91
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Johns Creek

Johns Creek is a neighborhood in Jacksonville, FL (St. Johns County), ZIP 32092.

View all Johns Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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