This home is in Julington Creek, St. Johns.

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Active Under Contract

Active Under Contract·45 days on market·Julington Creek

700 Bearberry Court

St. Johns, FL 32259

$549,900$195/sqftEst. $2,795/moMLS# 2149114

Beds

Baths

2,825

Sq Ft

2000

Built

Garage

Pool

About this home

Julington Creek

Check out this BEAUTY in popular Southwood of Julington Creek Plantation, where homeowners enjoy 100ft lots & all streets ending in cul-de-sacs! GORGEOUS, fresh landscaping welcomes you home! This one shows quite well & features a corner/cul-de-sac lot and is in move-in condition, just waiting for your personal touches & updates! Seller updates incl 2016 roof, 2013 water heater, 2017 & 2024 AC units. The popular floor plan features formal living & dining rms, leading thru the kitchen to the separate family rm w/cathedral ceiling & cozy wood-burning fireplace. The split bedrm floor plan has the primary suite & 5th BR/office/nursery on one side, and 3 add'l bedrooms with a Jack 'n Jill bath & hall guest bath on the other. Designer feature incl crown moulding, 5'' baseboards, oversized 17'' ceramic tile, art niches, 2'' PVC blinds, and Palladian windows. The central kitchen has loads of 42'' maple cabinets, lots of counterspace, porcelain sink, and stainless appliances w/LG double oven!...

Cost to own

Mortgage calculator

Home Price

$549,900

Down Payment: 20%

$109,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,795

Principal & Interest: $2,795

Property taxes (est.): $732

Insurance (est.): $367

Estimated Total Monthly

$3,893

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,795

Property taxesest. at asking price, St. Johns County$732

HOAbilled annually$50

Estimated total, before insurance$3,577/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$445,776	$303,681	—
2024	$424,171	$205,618	—
2023	$405,128	$198,173	—
2022	$380,969	$190,945	—
2021	$275,173	$183,927	—
2020	$273,020	$180,697	—

2025 property taxes (current owner): $6,072/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2016 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,678 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 5, 2026Listed$549,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$549,900

Price / Sq Ft$195

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,825

Acres0.28 acres

Year Built2000

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

School Information

ElementaryJulington Creek

MiddleFruit Cove

HighCreekside

Community Information

Address700 Bearberry Court, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionJulington Creek

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size12,196.8 sq ft

Lot Dimensions100 x 125

Parcel Number2490242820

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Golf Course, Jogging Path, Management- On Site, Park, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewOther

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric, Zoned

FlooringCarpet, Tile

FireplaceYes

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)