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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Atlantic Coast High School.

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Sold

Sold·Closed Jun 26, 2026·2 days on market·Recent sales in Mandarin

10430 Bigtree Circle E

Jacksonville, FL 32257

$190,000sold priceListed at $195,000 · 97.4% of asking$190/sqftMLS# 2149045
2
Beds
1.5
Baths
999
Sq Ft
1983
Built
—
Garage
No
Pool
HOA $375/mo1,307 sqft lotTownhouse1 story

About this home

Jacksonville

**FULLY UPDATED**NO CDD**AMAZING LOCATION** Step into this UPDATED, modern 2 bed / 1½ bath unit featuring a bright and inviting interior. The OPEN LAYOUT boasts high ceilings, spacious living areas, a wood burning fireplace, and stylish LVP flooring throughout. You'll love the kitchen, which highlights granite countertops, stainless steel appliances, and plenty of NEW white cabinetry. The SPLIT BEDROOM FLOOR PLAN offers privacy, while the front door opens to a private covered courtyard with a clear pergola covering that lets the gorgeous trees and sun shine through. Tucked away on a quiet, tree-lined street with no through traffic, this park-like setting offers a shady walkable neighborhood with friendly neighbors and a well-run HOA. Best of all, you can walk right across the street to the community pool and get FREE BOAT/RV STORAGE! Also walk to the YMCA, Target, Chick-fil-A and Publix, or enjoy quick access to San Jose & I-295. You do not want to miss this gem!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,052
Property taxesest. at asking price, Duval County$310
HOAbilled monthly$375
Estimated total, before insurance$1,738/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,585/yr · $215/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$190,000
$38,000
Loan Term
Monthly Payment
$1,052
Principal & Interest: $1,052
Property taxes (est.): $310
Insurance (est.): $127
Estimated Total Monthly
$1,489
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,230 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$172,331$116,609—
2024$172,665$117,665—
2023$170,334$131,395—
2022$136,679$119,450—
2021$108,591$108,591▲ $4,000
2020$96,587$96,587▲ $7,152

2025 property taxes (current owner): $2,585/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $113/sq ft; this home is listed at $195/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10379 Bigtree Lane, Jacksonville, FL 32257Listed by ENDLESS SUMMER REALTYJul 2026$200,000$1952/21,024650.1
3765 Crown Point Road 9, Jacksonville, FL 32257Listed by SELECT REALTY LLCJun 2026$124,000$1132/21,100500.6
3801 Crown Point Road 1174, Jacksonville, FL 32257Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$118,000$1162/21,0141780.8
3801 Crown Point Road 1273, Jacksonville, FL 32257Listed by WATSON REALTY CORPSep 2026$126,000$1022/21,240910.8
3801 Crown Point Road 1183, Jacksonville, FL 32257Listed by WATSON REALTY CORPAug 2026$113,000$1082/2.51,050220.8
3801 Crown Point Road 2103, Jacksonville, FL 32257Listed by MOMENTUM REALTYJul 2026$70,000$672/21,05000.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$195,000
Price / Sq Ft$195
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage999
Acres0.03 acres
Year Built1983
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address10430 Bigtree Circle E, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionBigtree
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size1,306.8 sq ft
Parcel Number1560261454
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, RV/Boat Storage
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Parking Lot, RV Access/Parking

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringVinyl
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Window FeaturesSkylight(s)
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Front Porch
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 9, 2026
Days on Market2
HOA Fees$375 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$2,585.34
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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