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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Lake Mandarin, Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Apr 30, 2026·6 days on market·Recent sales in Lake Mandarin·Lake Mandarin

11520 Gwynford Lane

Jacksonville, FL 32223

$310,000sold priceListed at $319,000 · 97.2% of asking$278/sqftMLS# 2137987
3
Beds
2
Baths
1,116
Sq Ft
1983
Built
1
Garage
No
Pool

14 more homes for sale in Lake Mandarin →Search Lake Mandarin on the map

No HOASingle Family Residence1 story

About this home

Lake Mandarin

Come see this beautifully renovated Mandarin home! This 3BR/2BA property was fully updated in 2020. The kitchen showcases white shaker cabinets, granite countertops, and modern fixtures, while both bathrooms feature timeless white subway tile showers. Major upgrades completed in 2020 include a new roof, full re-pipe, new HVAC, complete re-wire, and new windows. The home also features new LVP flooring throughout, a 1-car garage, and a convenient location near shopping, dining, and top-rated schools. Move-in ready and packed with updates!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,717
Property taxesest. at asking price, Duval County$506
Estimated total, before insurance$2,223/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$310,000
$62,000
Loan Term
Monthly Payment
$1,717
Principal & Interest: $1,717
Property taxes (est.): $506
Insurance (est.): $207
Estimated Total Monthly
$2,430
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,569 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Apr 2, 2026Listed$319,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $257/sq ft; this home is listed at $286/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11467 Gwynford, Jacksonville, FL 32223Listed by BEYCOME OF FLORIDA LLCJun 2026$305,000$2983/21,02360.1
11437 Ricky Way, Jacksonville, FL 32223Listed by SMILEEHOUSE AUCTION CO LLCJun 2025$265,000$2493/21,06640.1
3044 Lorman Drive Drive, Jacksonville, FL 32223Listed by HERRON REAL ESTATE LLCAug 2026$314,900$2573/21,224330.2
3024 Yanlee Lane, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTSJul 2026$274,900$2123/1.51,294130.2
11575 Anamoree Lane, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$305,000$2483/21,230290.2
3079 Purdom Drive, Jacksonville, FL 32223Listed by ROUND TABLE REALTYSep 2026$260,000$2953/28802100.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$319,000
Price / Sq Ft$286
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,116
Year Built1983
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address11520 Gwynford Lane, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionLake Mandarin
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Parcel Number564113150

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Oven, Electric Range
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

RoofShingle
Road FrontageCity Street

Additional Information

Date ListedApril 2, 2026
Days on Market6
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLUID REALTY, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Lake Mandarin

Lake Mandarin is a neighborhood in Mandarin, FL (Duval County), ZIP 32223.

View all Lake Mandarin homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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