Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Villages Of San Jose, Jacksonville — a gated community home in Jacksonville.

Photo 1 / 49
Sold

Sold·Closed Jun 26, 2026·1 day on market·Recent sales in Villages Of San Jose·Villages Of San Jose

3824 La Vista Circle

Jacksonville, FL 32217

$415,000sold priceListed at $419,000 · 99% of asking$224/sqftMLS# 2148764
2
Beds
2
Baths
1,856
Sq Ft
2003
Built
1
Garage
No
Pool

8 more homes for sale in Villages Of San Jose →Search Villages Of San Jose on the map

HOA $474/mo3,049 sqft lotWaterfrontTownhouse1 story

About this home

Villages Of San Jose

Imagine starting each day with peaceful lake views stretching beyond your windows, sunlight dancing across the water, and the comfort of knowing you've found one of the rarest opportunities in Jacksonville's townhome market. Nestled within a highly desirable gated community in the heart of Jacksonville, this exceptional lakefront residence offers the privacy and convenience that buyers rarely find--a single-story, ground-floor end unit with no neighbors above and an attached garage. Lovingly maintained by its owners and thoughtfully updated throughout, the home showcases luxury vinyl plank flooring, neutral designer paint, quartz countertops in the kitchen and baths, custom built-ins, and some of the most breathtaking lake views in the neighborhood. From the moment you enter, soaring 10-foot ceilings, elegant crown

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,299
Property taxesest. at asking price, Duval County$678
HOAbilled monthly$474
Estimated total, before insurance$3,450/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,529/yr · $294/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$415,000
$83,000
Loan Term
Monthly Payment
$2,299
Principal & Interest: $2,299
Property taxes (est.): $678
Insurance (est.): $277
Estimated Total Monthly
$3,253
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$300,778$170,310▲ $9,565
2024$292,425$164,803—
2023$312,673$158,547—
2022$302,808$152,473—
2021$218,596$146,576—
2020$240,316$143,862—

2025 property taxes (current owner): $3,529/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $132/sq ft; this home is listed at $226/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3820 Lavista Circle 113, Jacksonville, FL 32217Listed by SAVVY AVENUE, LLC.Aug 2026$207,500$1323/21,567520
8153 Sutton Place N, Jacksonville, FL 32217Listed by DOGWOOD REALTYSep 2026$218,000$1203/2.51,8201740.5
8201 Sutton Place N, Jacksonville, FL 32217Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$140,000$1042/2.51,3401360.5
8140 Sutton Place E, Jacksonville, FL 32217Listed by MOMENTUM REALTYJul 2026$205,000$1133/2.51,8201280.6
3964 Palladian Court, Jacksonville, FL 32217Listed by LENNAR REALTY INCOct 2026$309,000$2083/2.51,483111
3962 Palladian Court, Jacksonville, FL 32217Listed by LENNAR REALTY INCSep 2026$299,589$1743/2.51,717121

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$419,000
Price / Sq Ft$226
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,856
Acres0.07 acres
Year Built2003
TypeResidential
Sub-TypeTownhouse
StyleTraditional, Villa
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes
Direction FacesWest

Community Information

Address3824 La Vista Circle, Jacksonville, FL 32217
Area012-San Jose
SubdivisionVillages Of San Jose
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size3,049.2 sq ft
Parcel Number1518101715
ZoningResidential

Amenities

AmenitiesPool, Gated, Maintenance Grounds, Playground, Tennis Court(s)
Community FeaturesSuburban, Gated
UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener
ViewLake, Water
Waterfront TypeLake Front

Interior

Interior FeaturesBuilt-in Features, Eat-in Kitchen, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityGated with Guard, Security Gate

Exterior

Patio / PorchPatio, Rear Porch
RoofTile
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJune 4, 2026
Days on Market1
HOA Fees$474 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$3,529.24
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Villages Of San Jose

Villages Of San Jose is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.

View all Villages Of San Jose homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines