This home is in Jacksonville — a home near Atlantic Coast High School.
Pending·68 days on market
3958 Baymeadows Road 4302
Jacksonville, FL 32217
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About this home
Jacksonville
Welcome to The Palazzo on Goodby's Creek. This beautifully appointed three-bedroom, two-bath residence offers private elevator access and breathtaking water views from the moment you enter. The open-concept floor plan features a modern kitchen with stainless steel appliances, including a Sub-Zero refrigerator and Wolf oven, beautiful tile flooring, and a spacious owner's suite with a spa-inspired bath. Expansive wraparound balconies provide the perfect setting to enjoy peaceful sunrise views over Goodby's Creek. Residents enjoy exceptional resort-style amenities, including a waterfront pool, fitness center, outdoor kitchen, private dock, and boat slips are available for purchase. Located within a gated community, The Palazzo offers convenient access to I-95, I-295, shopping, and dining, providing the perfect balance of tranquil waterfront living and everyday accessibility. Additional amenities include a tankless water heater, water softener, and gas fireplace
Next steps in New Construction — Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,767 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave Sabout 14 mi · 28 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 5 mi · 4 mi of trails
Closest public boat ramp
Goodby's Creek Boat Rampabout 0.1 mi · St. Johns River - Goodby's Creek
Closest kayak & paddleboard launch
Alejandro Garces Camp Tomahawk Park Paddlecraft Accessabout 0.9 mi · Goodby's Creek
Closest youth league fields
David A. & Linda B. Stein Jewish Community Allianceabout 0.7 mi · Basketball
Closest grocery store
Aldiabout 1 mi · 8775 Old Kings Road South, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $424,000 | $374,000 | — |
| 2023 | $424,000 | $374,000 | — |
| 2022 | $424,000 | $370,240 | ▲ $16,000 |
| 2021 | $408,000 | $358,000 | — |
2025 property taxes (current owner): $6,442/yr
Estimated taxes if purchased at asking price: ~$11,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Oct 5, 2026Pending$585,000
- Sep 27, 2026Price change$585,000−$30,000
- Aug 11, 2026Price change$615,000+$15,000
- Jul 30, 2026Active Under Contract$600,000
- Jul 9, 2026Listed$600,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $132/sq ft; this home is listed at $294/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9252 San Jose Boulevard 1802, Jacksonville, FL 32257Listed by KELLER WILLIAMS ST JOHNS | Aug 2026 | $140,000 | $76 | 4/2.5 | 1,852 | 345 | 0.7 |
| 4240 Migration Drive 6, Jacksonville, FL 32257Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $207,500 | $141 | 3/2 | 1,473 | 88 | 0.8 |
| 3820 Lavista Circle 113, Jacksonville, FL 32217Listed by SAVVY AVENUE, LLC. | Aug 2026 | $207,500 | $132 | 3/2 | 1,567 | 52 | 0.9 |
| 4915 Baymeadows Road 13D, Jacksonville, FL 32217Listed by LA ROSA REALTY NORTH FLORIDA, LLC. | Jul 2026 | $144,000 | $99 | 3/2 | 1,456 | 100 | 1 |
| 4295 Edgewater Crossing Drive 4-3, Jacksonville, FL 32257Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $315,000 | $201 | 2/2 | 1,567 | 2 | 1.2 |
| 8153 Sutton Place N, Jacksonville, FL 32217Listed by DOGWOOD REALTY | Sep 2026 | $218,000 | $120 | 3/2.5 | 1,820 | 174 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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