This home is in St. Augustine — a gated community home in St. Johns County.
$419,9002 bd · 2 ba · 2,160 sq ft
Active·151 days on market
178 Laterra Links Circle 101
St. Augustine, FL 32092
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
Experience the best of golf course living in this beautifully maintained first-floor coach home in Laterra Links at King & Bear. Constructed of concrete block and ideally positioned on one of the community's most desirable homesites, this spacious residence offers over 2,100 square feet of living space with breathtaking water and golf course views. Enjoy your morning coffee from the screened lanai with sought-after eastern exposure overlooking the Par-3 6th tee, 5th fairway, and green. The thoughtfully designed floor plan features a flexible dining room that can easily accommodate a home office, elegant crown molding, pocket French doors, and a blend of wood, tile, and carpet flooring throughout. The updated kitchen is a standout, showcasing stainless steel appliances, granite countertops, tile backsplash, center island, breakfast bar, and abundant cabinetry for storage and entertaining. The spacious owner's suite offers tranquil golf course views, a large walk-in closet, and a
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Tile — year not disclosed (home built 2007)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,771 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Ponte Vedra Recreation Areaabout 12 mi · 24 parking spaces
Closest park or preserve
Gourd Island Conservation Areaabout 7 mi · 3.3 mi of trails
Closest public boat ramp
Trout Creek Park Boat Rampabout 3 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Williams Park Canoe/Kayak Launchabout 8 mi · Saint Johns River
Closest youth league fields
Pacetti Bay School Fieldsabout 2 mi · Baseball
Closest grocery store
Publixabout 1 mi · 84 Tuscan Way, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $390,000 | $231,388 | — |
| 2024 | $425,000 | $224,159 | — |
| 2023 | $419,430 | $216,174 | — |
| 2022 | $354,000 | $208,421 | — |
| 2021 | $332,000 | $200,894 | — |
| 2020 | $324,000 | $197,430 | — |
2025 property taxes (current owner): $3,612/yr
Estimated taxes if purchased at asking price: ~$6,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 30, 2026Price change$419,900−$10,095
- Aug 4, 2026Price change$429,995−$19,905
- Jun 4, 2026Listed$449,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $194/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 111 Laterra Links Circle 102, St. Augustine, FL 32092Listed by MARSH LANDING REALTY | Mar 2026 | $440,000 | $204 | 2/2 | 2,160 | 136 | 0.1 |
| 965 Registry Boulevard 212, St. Augustine, FL 32092Listed by CENTURY 21 LIGHTHOUSE REALTY | Oct 2026 | $367,000 | $209 | 3/3 | 1,758 | 208 | 0.3 |
| 965 Registry Boulevard 309, St. Augustine, FL 32092Listed by Edwin Bonneau, Broker | Apr 2026 | $343,000 | $215 | 3/3 | 1,599 | 19 | 0.3 |
| 342 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLA | Oct 2026 | $338,990 | $176 | 3/2.5 | 1,927 | 86 | 0.6 |
| 346 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLA | Sep 2026 | $338,990 | $176 | 3/2.5 | 1,927 | 135 | 0.6 |
| 402 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLA | Sep 2026 | $338,990 | $176 | 3/2.5 | 1,927 | 158 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DAVIDSON REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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