Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Augustine — a home near Tocoi Creek High School.

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Active

Active·3 days on market

104 Laterra Links Circle 101

St. Augustine, FL 32092

$435,000$201/sqftEst. $2,243/moMLS# 2158296

Beds

Baths

2,160

Sq Ft

2015

Built

Garage

Pool

About this home

St. Augustine

The best-priced condo in Laterra Links! Welcome to effortless gated luxury living in the prestigious Laterra Links Condominiums part of The King & Bear community of World Golf Village. Perfectly positioned overlooking the 8th hole of The King & Bear Golf Course, this beautifully maintained 2-bedroom, 2-bath condominium offers the ideal blend of comfort, style, and low-maintenance living. Inside, you'll find LVP and tile flooring, granite countertops, an open-concept layout, a spacious living area, dedicated dining room or office combo, abundant storage, and a 2-car garage. The screened lanai provides the perfect place to enjoy peaceful mornings or unwind while taking in the picturesque golf course views. This home is priced to sell and offers an exceptional opportunity to enjoy resort-style living with access to the exclusive amenities of Laterra Links, The King and The Bear, including pools, fitness centers, tennis, pickleball, walking trails, and more.

Cost to own

Mortgage calculator

Home Price

$435,000

Down Payment: 20%

$87,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,243

Principal & Interest: $2,243

Property taxes (est.): $579

Insurance (est.): $290

Estimated Total Monthly

$3,112

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,243

Property taxesest. at asking price, St. Johns County$579

HOAbilled quarterly$843

Estimated total, before insurance$3,665/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,065/yr · $422/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,065/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · utiity sewer proximity · Public water · utiity water proximity

County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,804 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 5, 2026Active$435,000
Jul 29, 2026Listed$435,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$435,000

Price / Sq Ft$201

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage2,160

Year Built2015

TypeResidential

Sub-TypeCondominium

StyleSpanish

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryWards Creek

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address104 Laterra Links Circle 101, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionWgv Laterra Links Condo

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number2880010201

ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Security, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewGolf Course, Pond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryGas Dryer Hookup, In Unit, Sink, Washer Hookup

Security24 Hour Security, Fire Sprinkler System, Gated with Guard, Security Gate, Smoke Detector(s)